12281 WATERSTONE CIR, PALM BEACH GARDENS, FL 33412

Parcel: 52414215020000610 · Single Family · Zoning: 001

Assessed Value (2026)
$804,349

Property Details

Year Built
2022
Lot Sqft
9,104

Sales History

1
$933,158
2022-09-16
2
$933,158
2022-11-16

Tax Assessment History

$804,349
Assessed (2026)
$935,795
Market Value
$753,627
Taxable Value
$15,343
Annual Tax
2025
$804,349
$935,795
2026
$804,349
$935,795
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2026 $804,349 $935,795 $753,627 $15,343
2025 $804,349 $935,795 $779,349 $15,867

About 12281 WATERSTONE CIR, PALM BEACH GARDENS, FL 33412

12281 WATERSTONE CIR, PALM BEACH GARDENS, FL 33412 is a property built in 2022 on a 9,104 square foot lot. The property is currently owned by CARTLIDGE RICHARD L JR & CARTLIDGE JANEL A, recorded as of 2026-04-03. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2022-11-16 for $933,158. The 2026 assessed value is $804,349 with a market value of $935,795. This breaks down to $240,000 for the land and $695,795 for the building.

The property has the following tax exemptions: homestead. The median household income in this area is $119,688, and the median home value is $486,400. The population density is 43 people per square mile.

There are active mortgage liens totaling $133,926 recorded against this property. 12281 WATERSTONE CIR, PALM BEACH GARDENS, FL 33412 is located in PALM BEACH GARDENS, Florida. Property records, tax assessments, sales history, and ownership information for this PALM BEACH GARDENS property are sourced from palm_beach County public records.

The complete ownership history of this property spans from 2022 to 2022, with 2 recorded transactions in the public record. The current assessed value represents 86% of the most recent sale price..

Current Owner

CARTLIDGE RICHARD L JR & CARTLIDGE JANEL A
12281 WATERSTONE CIR, PALM BEACH GARDENS, FL, 33412
Since: 2026-04-03
View owner profile →

Est. Annual Insurance

$4,743 — $8,039
Flood $400 — $800
Property/Wind $4,343 — $7,239

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$119,688
Median Home Value$486,400
Pop. Density43/sq mi

Neighborhood 12281

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
30
View full risk analysis →

Mortgages

ACTIVE
$135,800
~$133,926 bal.
UNITED STATES SMALL BUSINESS ADMIN · 2025-03-06
Est. Total Balance $133,926
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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