Data Analysis
Mortgage Lender Market Share — South Florida
Which banks and lenders dominate the South Florida mortgage market? We ranked 0 lenders by total loan volume across 39,774 originated loans.
Key Finding
CITY NATIONAL BANK OF FLORIDA holds 8.4% market share with $4,150,216,307 in total mortgage volume across 2,797 loans.
Top 10 Lenders by Market Share
Percentage of total mortgage volume in South Florida
1
CITY NATIONAL BANK OF FLORIDA 8.4%
2
BANK OF AMERICA 5.2%
3
VALLEY NATIONAL BANK 4.5%
4
POPULAR BANK 4.3%
5
BANKUNITED 4.0%
6
TD BANK 3.5%
7
SEACOAST NATIONAL BANK 3.5%
8
OCEAN BANK 3.3%
9
TRUIST BANK 3.2%
10
WELLS FARGO BANK 3.1%
All Lenders Ranked by Volume
Complete ranking of mortgage lenders by total originated volume
| # | Lender | Loans | Total Volume | Market Share |
|---|---|---|---|---|
| 1 | CITY NATIONAL BANK OF FLORIDA | 2,797 | $4,150,216,307 | 8.4% |
| 2 | BANK OF AMERICA | 2,102 | $2,578,662,058 | 5.2% |
| 3 | VALLEY NATIONAL BANK | 1,431 | $2,236,319,490 | 4.5% |
| 4 | POPULAR BANK | 1,401 | $2,108,453,438 | 4.3% |
| 5 | BANKUNITED | 2,051 | $1,998,189,092 | 4.0% |
| 6 | TD BANK | 1,565 | $1,742,674,470 | 3.5% |
| 7 | SEACOAST NATIONAL BANK | 1,201 | $1,720,553,560 | 3.5% |
| 8 | OCEAN BANK | 1,257 | $1,638,471,176 | 3.3% |
| 9 | TRUIST BANK | 1,078 | $1,599,618,264 | 3.2% |
| 10 | WELLS FARGO BANK | 1,275 | $1,547,260,516 | 3.1% |
| 11 | AMERICAN NATIONAL BANK | 1,272 | $1,406,432,977 | 2.8% |
| 12 | JPMORGAN CHASE BANK | 1,055 | $1,354,921,427 | 2.7% |
| 13 | CENTENNIAL BANK | 1,457 | $1,315,818,073 | 2.7% |
| 14 | U S CENTURY BANK | 862 | $1,224,819,352 | 2.5% |
| 15 | CENTERSTATE BANK | 666 | $1,093,096,435 | 2.2% |
| 16 | FIRST REPUBLIC BANK | 891 | $1,066,817,226 | 2.1% |
| 17 | REGIONS BANK | 1,006 | $1,038,365,708 | 2.1% |
| 18 | FIRST HORIZON BANK | 689 | $996,230,292 | 2.0% |
| 19 | FIRST-CITIZENS BANK & TRUST COMPANY | 1,019 | $988,502,498 | 2.0% |
| 20 | AMERANT BANK | 899 | $961,328,446 | 1.9% |
| 21 | LOCALITY BANK | 446 | $783,612,568 | 1.6% |
| 22 | LEGACY BANK OF FLORIDA | 584 | $783,454,956 | 1.6% |
| 23 | PARADISE BANK | 554 | $741,409,278 | 1.5% |
| 24 | SOUTHSTATE BANK | 515 | $733,336,608 | 1.5% |
| 25 | SYNOVUS BANK | 469 | $726,839,886 | 1.5% |
| 26 | BRIGHTSTAR CREDIT UNION | 598 | $697,309,925 | 1.4% |
| 27 | BRANCH BANKING & TRUST COMPANY | 738 | $693,849,715 | 1.4% |
| 28 | STONEGATE BANK | 801 | $640,771,774 | 1.3% |
| 29 | TAYLOR MADE LENDING LLC | 887 | $640,494,000 | 1.3% |
| 30 | NEW WAVE LOANS RESIDENTIAL LLC | 313 | $627,774,480 | 1.3% |
| 31 | GROVE BANK & TRUST | 445 | $617,648,612 | 1.3% |
| 32 | UNITED COMMUNITY BANK | 358 | $614,527,428 | 1.2% |
| 33 | OPTIMUMBANK | 548 | $601,679,904 | 1.2% |
| 34 | RBI MORTGAGES LLC | 705 | $591,594,368 | 1.2% |
| 35 | SUNTRUST BANK | 614 | $579,494,559 | 1.2% |
| 36 | PROFESSIONAL BANK | 494 | $574,800,278 | 1.2% |
| 37 | PACIFIC NATIONAL BANK | 386 | $557,176,786 | 1.1% |
| 38 | NORTHERN TRUST COMPANY | 208 | $503,949,911 | 1.0% |
| 39 | FLORIDA COMMUNITY BANK | 309 | $502,855,867 | 1.0% |
| 40 | INTERNATIONAL FINANCE BANK | 360 | $493,553,975 | 1.0% |
| 41 | IBERIABANK | 388 | $478,033,691 | 1.0% |
| 42 | TERRABANK | 429 | $464,309,583 | 0.9% |
| 43 | BANK OZK | 321 | $432,623,970 | 0.9% |
| 44 | PNC BANK | 601 | $419,684,399 | 0.8% |
| 45 | SOUTH STATE BANK | 215 | $403,564,438 | 0.8% |
| 46 | POWER FINANCIAL CREDIT UNION | 235 | $390,799,474 | 0.8% |
| 47 | MARQUIS BANK | 289 | $386,954,041 | 0.8% |
| 48 | US CENTURY BANK | 230 | $377,219,100 | 0.8% |
| 49 | BRADESCO BAC FLORIDA BANK | 526 | $359,657,364 | 0.7% |
| 50 | APOLLO BANK | 234 | $337,460,058 | 0.7% |
Understanding Mortgage Market Share in South Florida
Why mortgage market share matters: The distribution of lending activity across banks and mortgage companies reveals competitive dynamics in the real estate market. Lenders with larger market share often set the pace for interest rates, underwriting standards, and loan products available to buyers in the region.
What this data shows: We analyze all recorded mortgage originations in Miami-Dade and Broward counties, ranking lenders by total dollar volume. This includes conventional loans, FHA/VA loans, and jumbo mortgages. Each lender's market share represents their percentage of total originated volume across all tracked transactions.
For buyers and agents: Knowing which lenders are most active in your target area can help you choose a lender with local expertise and faster closing times. Dominant lenders in a market often have streamlined processes for properties in that area.
For investors: Shifts in mortgage market share can signal changes in lending appetite. When traditional banks pull back, private lenders and credit unions often fill the gap — sometimes with different terms that affect property values and transaction volume.
Methodology & Data Sources
Mortgage data is derived from county property appraiser records for Miami-Dade and Broward counties. We extract lender names from recorded mortgage instruments and aggregate by total dollar volume and loan count.
Lender normalization: Bank and lender names are normalized to group subsidiaries and DBA names under their parent organizations where possible. This provides a more accurate picture of true market share.
Data is updated weekly as new recordings are published by the county. Market share percentages reflect the full available dataset.
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