Data Analysis
Mortgage Lender Market Share — South Florida
Which banks and lenders dominate the South Florida mortgage market? We ranked 0 lenders by total loan volume across 42,757 originated loans.
Key Finding
WELLS FARGO BANK holds 10.1% market share with $24,313,239,844 in total mortgage volume across 2,744 loans.
Top 10 Lenders by Market Share
Percentage of total mortgage volume in South Florida
1
WELLS FARGO BANK 10.1%
2
JPMORGAN CHASE BANK; CITI REAL ESTATE FUNDING INC 9.3%
3
CITI REAL ESTATE FUNDING INC; JPMORGAN CHASE BANK 5.7%
4
BANK OF AMERICA 5.7%
5
CITY NATIONAL BANK OF FLORIDA 5.6%
6
REGIONS BANK 3.8%
7
JPMORGAN CHASE BANK 3.3%
8
GOLDMAN SACHS BANK USA; BANK OF MONTREAL 3.2%
9
WELLS FARGO BANK; MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLC 3.0%
10
GERMAN AMERICAN CAPITAL CORP 2.8%
All Lenders Ranked by Volume
Complete ranking of mortgage lenders by total originated volume
| # | Lender | Loans | Total Volume | Market Share |
|---|---|---|---|---|
| 1 | WELLS FARGO BANK | 2,744 | $24,313,239,844 | 10.1% |
| 2 | JPMORGAN CHASE BANK; CITI REAL ESTATE FUNDING INC | 66 | $22,362,000,000 | 9.3% |
| 3 | CITI REAL ESTATE FUNDING INC; JPMORGAN CHASE BANK | 24 | $13,600,000,000 | 5.7% |
| 4 | BANK OF AMERICA | 3,271 | $13,566,991,464 | 5.7% |
| 5 | CITY NATIONAL BANK OF FLORIDA | 4,579 | $13,515,955,491 | 5.6% |
| 6 | REGIONS BANK | 1,362 | $9,145,902,499 | 3.8% |
| 7 | JPMORGAN CHASE BANK | 1,471 | $7,846,766,784 | 3.3% |
| 8 | GOLDMAN SACHS BANK USA; BANK OF MONTREAL | 8 | $7,600,000,000 | 3.2% |
| 9 | WELLS FARGO BANK; MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLC | 8 | $7,280,836,000 | 3.0% |
| 10 | GERMAN AMERICAN CAPITAL CORP | 137 | $6,795,153,049 | 2.8% |
| 11 | SYNOVUS BANK | 841 | $6,076,194,204 | 2.5% |
| 12 | VALLEY NATIONAL BANK | 2,161 | $4,934,084,112 | 2.1% |
| 13 | CENTENNIAL BANK | 2,706 | $4,880,286,581 | 2.0% |
| 14 | MORGAN STANLEY BANK; GERMAN AMERICAN CAPITAL CORP | 8 | $4,867,200,000 | 2.0% |
| 15 | BANKUNITED | 2,561 | $4,513,977,936 | 1.9% |
| 16 | OCEAN BANK | 1,589 | $4,405,139,215 | 1.8% |
| 17 | BERKADIA COMMERCIAL MORTGAGE LLC | 296 | $4,336,734,927 | 1.8% |
| 18 | TRUIST BANK | 1,484 | $3,740,200,144 | 1.6% |
| 19 | DEUTSCHE BANK AG | 81 | $3,693,397,104 | 1.5% |
| 20 | WILMINGTON TRUST; BFLD TRUST 2019-DPLO | 8 | $3,680,000,000 | 1.5% |
| 21 | PNC BANK | 739 | $3,659,333,877 | 1.5% |
| 22 | TD BANK | 1,942 | $3,468,038,783 | 1.4% |
| 23 | AMERANT BANK | 1,119 | $3,382,554,496 | 1.4% |
| 24 | POPULAR BANK | 1,676 | $3,335,599,346 | 1.4% |
| 25 | MORGAN STANLEY BANK | 73 | $3,177,000,843 | 1.3% |
| 26 | DEUTSCHE BANK NATIONAL TRUST COMPANY | 114 | $3,017,754,240 | 1.3% |
| 27 | CIBC BANK USA | 101 | $2,909,011,660 | 1.2% |
| 28 | FIRST HORIZON BANK | 828 | $2,622,667,738 | 1.1% |
| 29 | FIRST REPUBLIC BANK | 1,261 | $2,551,443,306 | 1.1% |
| 30 | KEYBANK NATIONAL ASSN | 131 | $2,427,413,843 | 1.0% |
| 31 | BANK OZK | 482 | $2,416,445,280 | 1.0% |
| 32 | CITIBANK | 331 | $2,354,946,807 | 1.0% |
| 33 | SEACOAST NATIONAL BANK | 1,653 | $2,348,249,294 | 1.0% |
| 34 | SUNTRUST BANK | 836 | $2,346,951,350 | 1.0% |
| 35 | METLIFE REAL ESTATE LENDING LLC | 71 | $2,301,841,048 | 1.0% |
| 36 | BRANCH BANKING & TRUST COMPANY | 964 | $2,243,343,177 | 0.9% |
| 37 | FORTRESS CREDIT CORP | 16 | $2,028,800,000 | 0.8% |
| 38 | ALLY BANK | 142 | $1,939,508,601 | 0.8% |
| 39 | ISRAEL DISCOUNT BANK OF NEW YORK | 274 | $1,920,796,952 | 0.8% |
| 40 | MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLC | 122 | $1,899,570,800 | 0.8% |
| 41 | NEW YORK COMMUNITY BANK | 220 | $1,839,845,779 | 0.8% |
| 42 | AMERICAN NATIONAL BANK | 1,940 | $1,793,901,637 | 0.8% |
| 43 | FLORIDA COMMUNITY BANK | 472 | $1,773,663,429 | 0.7% |
| 44 | MAXIM CREDIT GROUP LLC | 125 | $1,636,880,000 | 0.7% |
| 45 | COMERICA BANK | 131 | $1,602,315,846 | 0.7% |
| 46 | LANDESBANK BADEN-WURTTEMBERG | 50 | $1,548,000,000 | 0.7% |
| 47 | IBERIABANK | 512 | $1,533,454,436 | 0.6% |
| 48 | ROYAL BANK OF CANADA | 70 | $1,530,991,230 | 0.6% |
| 49 | U S CENTURY BANK | 941 | $1,518,451,352 | 0.6% |
| 50 | REGIONS BANK; INDENTURE OF TRUST | 16 | $1,510,560,000 | 0.6% |
Understanding Mortgage Market Share in South Florida
Why mortgage market share matters: The distribution of lending activity across banks and mortgage companies reveals competitive dynamics in the real estate market. Lenders with larger market share often set the pace for interest rates, underwriting standards, and loan products available to buyers in the region.
What this data shows: We analyze all recorded mortgage originations in Miami-Dade and Broward counties, ranking lenders by total dollar volume. This includes conventional loans, FHA/VA loans, and jumbo mortgages. Each lender's market share represents their percentage of total originated volume across all tracked transactions.
For buyers and agents: Knowing which lenders are most active in your target area can help you choose a lender with local expertise and faster closing times. Dominant lenders in a market often have streamlined processes for properties in that area.
For investors: Shifts in mortgage market share can signal changes in lending appetite. When traditional banks pull back, private lenders and credit unions often fill the gap — sometimes with different terms that affect property values and transaction volume.
Methodology & Data Sources
Mortgage data is derived from county property appraiser records for Miami-Dade and Broward counties. We extract lender names from recorded mortgage instruments and aggregate by total dollar volume and loan count.
Lender normalization: Bank and lender names are normalized to group subsidiaries and DBA names under their parent organizations where possible. This provides a more accurate picture of true market share.
Data is updated weekly as new recordings are published by the county. Market share percentages reflect the full available dataset.
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