12116 WATERSTONE CIR, PALM BEACH GARDENS, FL 33412

Parcel: 52414215020000540 · Single Family · Zoning: 001

Assessed Value (2026)
$829,889

Property Details

Year Built
2023
Lot Sqft
8,677

Sales History

1
$1,081,702
2023-02-28
2
$1,081,702
2023-03-02

Tax Assessment History

$829,889
Assessed (2026)
$1,055,227
Market Value
$779,167
Taxable Value
$15,863
Annual Tax
2025
$829,889
$1,055,227
2026
$829,889
$1,055,227
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2026 $829,889 $1,055,227 $779,167 $15,863
2025 $829,889 $1,055,227 $804,889 $16,387

About 12116 WATERSTONE CIR, PALM BEACH GARDENS, FL 33412

12116 WATERSTONE CIR, PALM BEACH GARDENS, FL 33412 is a property built in 2023 on a 8,677 square foot lot. The property is currently owned by MCCAFFREY SEAN P & MCCAFFREY LAUREN D, recorded as of 2026-04-03. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2023-03-02 for $1,081,702. The 2026 assessed value is $829,889 with a market value of $1,055,227. This breaks down to $240,000 for the land and $815,227 for the building.

The property has the following tax exemptions: homestead. The median household income in this area is $119,688, and the median home value is $486,400. The population density is 43 people per square mile.

There are active mortgage liens totaling $1,041,884 recorded against this property. 12116 WATERSTONE CIR, PALM BEACH GARDENS, FL 33412 is located in PALM BEACH GARDENS, Florida. Property records, tax assessments, sales history, and ownership information for this PALM BEACH GARDENS property are sourced from palm_beach County public records.

The complete ownership history of this property spans from 2023 to 2023, with 2 recorded transactions in the public record. The current assessed value represents 77% of the most recent sale price..

Current Owner

MCCAFFREY SEAN P & MCCAFFREY LAUREN D
12116 WATERSTONE CIR, WEST PALM BEACH, FL, 33412
Since: 2026-04-03
View owner profile →

Est. Annual Insurance

$4,881 — $8,269
Flood $400 — $800
Property/Wind $4,481 — $7,469

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$119,688
Median Home Value$486,400
Pop. Density43/sq mi

Neighborhood 12116

100%
Owner-Occ
0%
Investor
1
Flips (4yr)
0
New Biz (3yr)
Distress Risk
LOW
11
View full risk analysis →

Mortgages

ACTIVE
$1,081,700
~$1,041,884 bal.
K HOVNANIAN AMERICAN MORTGAGE LLC · 2023-03-02
Est. Total Balance $1,041,884
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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