12120 WATERSTONE CIR, PALM BEACH GARDENS, FL 33412
Parcel: 52414215020000530 · Single Family · Zoning: 001
Assessed Value (2026)
$981,158
Property Details
Year Built
2023
Lot Sqft
8,677
Sales History
1
$1,059,787
2023-04-05
2
$1,190,000+12%
2023-08-11
3
$10non-market transfer
2023-09-07
4
N/A
2023-09-26
Tax Assessment History
$981,158
Assessed (2026)
$981,158
Market Value
$930,436
Taxable Value
$18,943
Annual Tax
2025
$981,158
2026
$981,158
Assessed Market
View detailed table
| Year | Assessed | Market | Taxable | Tax | Building | |
|---|---|---|---|---|---|---|
| 2026 | $981,158 | $981,158 | $930,436 | $18,943 | $240,000 | $741,158 |
| 2025 | $981,158 | $981,158 | $956,158 | $19,467 | $240,000 | $741,158 |
About 12120 WATERSTONE CIR, PALM BEACH GARDENS, FL 33412
12120 WATERSTONE CIR, PALM BEACH GARDENS, FL 33412 is a property built in 2023 on a 8,677 square foot lot. The property is currently owned by FOTINO JOHN L & FOTINO ELLEN, recorded as of 2026-04-03. The owner appears to be owner-occupied based on the mailing address matching the property address.
There are 4 recorded sales for this property. The 2026 assessed value is $981,158 with a market value of $981,158. This breaks down to $240,000 for the land and $741,158 for the building.
The property has the following tax exemptions: homestead. The median household income in this area is $119,688, and the median home value is $486,400. The population density is 43 people per square mile.
There are active mortgage liens totaling $712,243 recorded against this property. 12120 WATERSTONE CIR, PALM BEACH GARDENS, FL 33412 is located in PALM BEACH GARDENS, Florida. Property records, tax assessments, sales history, and ownership information for this PALM BEACH GARDENS property are sourced from palm_beach County public records.
The complete ownership history of this property spans from 2023 to 2023, with 4 recorded transactions in the public record..
Current Owner
FOTINO JOHN L & FOTINO ELLEN
12120 WATERSTONE CIR, WEST PALM BEACH, FL, 33412
Since: 2026-04-03
View owner profile →
Est. Annual Insurance
$5,698 — $9,630
Flood $400 — $800
Property/Wind $5,298 — $8,830
Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.
Neighborhood
Median Income$119,688
Median Home Value$486,400
Pop. Density43/sq mi
Neighborhood 12120
100%
Owner-Occ
0%
Investor
311
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
32
Mortgages
ACTIVE 5.05% rate
$750,000
MORGAN STANLEY PRIVATE BANK NA · 2023-04-05
Est. Total Balance $712,243
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
Zoom in to see property sales