12292 WATERSTONE CIR, PALM BEACH GARDENS, FL 33412

Parcel: 52414215020000100 · Single Family · Zoning: 001

Assessed Value (2026)
$387,668

Property Details

Year Built
2021
Lot Sqft
9,514

Sales History

1
$1,364,950
2022-04-27
2
$1,364,950
2022-05-09

Tax Assessment History

$387,668
Assessed (2026)
$387,668
Market Value
$387,668
Taxable Value
$7,893
Annual Tax
2025
$387,668
2026
$387,668
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2026 $387,668 $387,668 $387,668 $7,893
2025 $387,668 $387,668 $387,668 $7,893

About 12292 WATERSTONE CIR, PALM BEACH GARDENS, FL 33412

12292 WATERSTONE CIR, PALM BEACH GARDENS, FL 33412 is a property built in 2021 on a 9,514 square foot lot. The property is currently owned by SPERRAZZA CHARLES S JR & SPERRAZZA PATRICIA, recorded as of 2026-04-03. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2022-05-09 for $1,364,950. The 2026 assessed value is $387,668 with a market value of $387,668. This breaks down to $280,000 for the land and $107,668 for the building.

The property has the following tax exemptions: homestead. The median household income in this area is $119,688, and the median home value is $486,400. The population density is 43 people per square mile.

There are active mortgage liens totaling $1,040,170 recorded against this property. 12292 WATERSTONE CIR, PALM BEACH GARDENS, FL 33412 is located in PALM BEACH GARDENS, Florida. Property records, tax assessments, sales history, and ownership information for this PALM BEACH GARDENS property are sourced from palm_beach County public records.

The complete ownership history of this property spans from 2022 to 2022, with 2 recorded transactions in the public record. The current assessed value represents 28% of the most recent sale price. This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase..

Current Owner

SPERRAZZA CHARLES S JR & SPERRAZZA PATRICIA
12292 WATERSTONE CIR, PALM BEACH GARDENS, FL, 33412
Since: 2026-04-03
View owner profile →

Est. Annual Insurance

$2,493 — $4,289
Flood $400 — $800
Property/Wind $2,093 — $3,489

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$119,688
Median Home Value$486,400
Pop. Density43/sq mi

Neighborhood 12292

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
LOW
17
View full risk analysis →

Mortgages

ACTIVE
$1,091,960
~$1,040,170 bal.
CROSSCOUNTRY MORTGAGE INC · 2022-05-09
Est. Total Balance $1,040,170
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
Zoom in to see property sales