12320 WATERSTONE CIR, PALM BEACH GARDENS, FL 33412

Parcel: 52414215020000030 · Single Family · Zoning: 001

Assessed Value (2026)
$762,520

Property Details

Year Built
2022
Lot Sqft
8,677

Sales History

1
$957,327
2022-09-15
2
$957,327
2022-09-23

Tax Assessment History

$762,520
Assessed (2026)
$762,520
Market Value
$711,798
Taxable Value
$14,492
Annual Tax
2025
$762,520
2026
$762,520
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2026 $762,520 $762,520 $711,798 $14,492
2025 $762,520 $762,520 $737,520 $15,015

About 12320 WATERSTONE CIR, PALM BEACH GARDENS, FL 33412

12320 WATERSTONE CIR, PALM BEACH GARDENS, FL 33412 is a property built in 2022 on a 8,677 square foot lot. The property is currently owned by BRUNO SANDRA M & BRUNO PETER J, recorded as of 2026-04-03. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2022-09-23 for $957,327. The 2026 assessed value is $762,520 with a market value of $762,520. This breaks down to $240,000 for the land and $522,520 for the building.

The property has the following tax exemptions: homestead. The median household income in this area is $119,688, and the median home value is $486,400. The population density is 43 people per square mile.

There are active mortgage liens totaling $733,397 recorded against this property. 12320 WATERSTONE CIR, PALM BEACH GARDENS, FL 33412 is located in PALM BEACH GARDENS, Florida. Property records, tax assessments, sales history, and ownership information for this PALM BEACH GARDENS property are sourced from palm_beach County public records.

The complete ownership history of this property spans from 2022 to 2022, with 2 recorded transactions in the public record. The current assessed value represents 80% of the most recent sale price..

Current Owner

BRUNO SANDRA M & BRUNO PETER J
12320 WATERSTONE CIR, PALM BEACH GARDENS, FL, 33412
Since: 2026-04-03
View owner profile →

Est. Annual Insurance

$4,517 — $7,662
Flood $400 — $800
Property/Wind $4,117 — $6,862

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$119,688
Median Home Value$486,400
Pop. Density43/sq mi

Neighborhood 12320

100%
Owner-Occ
0%
Investor
2
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
31
View full risk analysis →

Mortgages

ACTIVE
$765,361
~$733,397 bal.
BAY EQUITY LLC · 2022-09-23
Est. Total Balance $733,397
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
Zoom in to see property sales