29 ST, MM, FL 33027
Parcel: 514028110013 · 23 · Zoning:
Assessed Value (2026)
$3,214,430
Property Details
Year Built
2005
Lot Sqft
63,178
Sales History
1
$1,169,600
2003-01-24
Tax Assessment History
$3,214,430
Assessed (2026)
$3,214,430
Market Value
$3,214,430
Taxable Value
$65,443
Annual Tax
2025
$6,731,520
$0
2026
$3,214,430
Assessed Market
View detailed table
| Year | Assessed | Market | Taxable | Tax | Building | |
|---|---|---|---|---|---|---|
| 2026 | $3,214,430 | $3,214,430 | $3,214,430 | $65,443 | $521,220 | $2,693,210 |
| 2025 | $6,731,520 | $ | $3,087,000 | $62,849 | $521,220 | $2,565,780 |
About 29 ST, MM, FL 33027
29 ST, MM, FL 33027 is a property built in 2005 on a 63,178 square foot lot. The property is currently owned by BANK OF AMERICA NA % CORP REAL ESTATE ASSMT, recorded as of 2026-04-26. The mailing address differs from the property address, suggesting this may be an investment property or rental.
The most recent sale was on 2003-01-24 for $1,169,600. The 2026 assessed value is $3,214,430 with a market value of $3,214,430. This breaks down to $521,220 for the land and $2,693,210 for the building.
The assessed value decreased 52% from $6,731,520 in 2025. This property has an active lis pendens filing, indicating a pending foreclosure or legal action against the property. There are active mortgage liens totaling $275,610 recorded against this property.
29 ST, MM, FL 33027 is located in MM, Florida. Property records, tax assessments, sales history, and ownership information for this MM property are sourced from broward County public records. The current assessed value represents 275% of the most recent sale price.
This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal..
Distress Signals
- Active lis pendens (foreclosure)
Current Owner
BANK OF AMERICA NA % CORP REAL ESTATE ASSMT
PO BOX 32547, CHARLOTTE, NC, 28232
Since: 2026-04-26
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Find registered agent and officers for this entity
Est. Annual Insurance
$18,722 — $31,337
Flood $400 — $800
Property/Wind $18,322 — $30,537
Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.
Neighborhood 33027
78.8%
Owner-Occ
21.2%
Investor
312
Flips (4yr)
4,541
New Biz (3yr)
Distress Risk
ELEVATED
56
Foreclosure Alert
ACTIVE 2026-04-23
Plaintiff: RIBEIRO,JEFFERSON SANTOS
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-23
Plaintiff: RIBEIRO,JEFFERSON SANTOS
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-22
Plaintiff: VILLASMIL,DAVID JOSE
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-22
Plaintiff: PORTAL,RICARDO R
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-22
Plaintiff: PORTAL,RICARDO R
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-22
Plaintiff: WILLIAMS,TWANIECE LANERE
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-22
Plaintiff: WILLIAMS,TWANIECE LANERE
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-22
Plaintiff: PORTAL,RICARDO R
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-22
Plaintiff: PORTAL,RICARDO R
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-22
Plaintiff: VILLASMIL,DAVID JOSE
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-22
Plaintiff: PORTAL,RICARDO R
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-22
Plaintiff: PORTAL,RICARDO R
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-22
Plaintiff: WILLIAMS,TWANIECE LANERE
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-22
Plaintiff: VILLASMIL,DAVID JOSE
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: MCLEMORE,ALAN D; MCLEMRE,ALAN D
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: HOME DEPOT USA INC; JOHNSON,CECIL WASHINGTON
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: CABRERA,KARINA GARCIA; VICTORIA'S SECRET STORES LLC
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: MITCHELL,ALEXIS A
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: MCLEMORE,ALAN D; MCLEMRE,ALAN D
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: BROWN,SHEREKA LATOYA; TD BANK
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: HOME DEPOT USA INC; JOHNSON,CECIL WASHINGTON
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: MITCHELL,ALEXIS A
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: MCLEMORE,ALAN D; MCLEMRE,ALAN D
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: CABRERA,KARINA GARCIA; VICTORIA'S SECRET STORES LLC
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: MCLEMORE,ALAN D; MCLEMRE,ALAN D
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: BROWN,SHEREKA LATOYA; TD BANK
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: MITCHELL,ALEXIS A
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: CABRERA,KARINA GARCIA; VICTORIA'S SECRET STORES LLC
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: HOME DEPOT USA INC; JOHNSON,CECIL WASHINGTON
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: BROWN,SHEREKA LATOYA; TD BANK
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: HOME DEPOT USA INC; JOHNSON,CECIL WASHINGTON
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: BROWN,SHEREKA LATOYA; TD BANK
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: MCLEMORE,ALAN D; MCLEMRE,ALAN D
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: MITCHELL,ALEXIS A
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: BROWN,SHEREKA LATOYA; TD BANK
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: HOME DEPOT USA INC; JOHNSON,CECIL WASHINGTON
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: MCLEMORE,ALAN D; MCLEMRE,ALAN D
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: CABRERA,KARINA GARCIA; VICTORIA'S SECRET STORES LLC
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: MITCHELL,ALEXIS A
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: CABRERA,KARINA GARCIA; VICTORIA'S SECRET STORES LLC
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: BROWN,SHEREKA LATOYA; TD BANK
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: CABRERA,KARINA GARCIA; VICTORIA'S SECRET STORES LLC
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: BROWN,SHEREKA LATOYA; TD BANK
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: CABRERA,KARINA GARCIA; VICTORIA'S SECRET STORES LLC
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: MITCHELL,ALEXIS A
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: BROWN,SHEREKA LATOYA; TD BANK
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: MCLEMORE,ALAN D; MCLEMRE,ALAN D
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: MITCHELL,ALEXIS A
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: HOME DEPOT USA INC; JOHNSON,CECIL WASHINGTON
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: MITCHELL,ALEXIS A
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: MCLEMORE,ALAN D; MCLEMRE,ALAN D
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: HOME DEPOT USA INC; JOHNSON,CECIL WASHINGTON
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: HOME DEPOT USA INC; JOHNSON,CECIL WASHINGTON
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-21
Plaintiff: CABRERA,KARINA GARCIA; VICTORIA'S SECRET STORES LLC
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-20
Plaintiff: NARIO,MARIA DE JESUS CASTRO
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-20
Plaintiff: NARIO,MARIA DE JESUS CASTRO
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-20
Plaintiff: NARIO,MARIA DE JESUS CASTRO
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-20
Plaintiff: NARIO,MARIA DE JESUS CASTRO
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-20
Plaintiff: NARIO,MARIA DE JESUS CASTRO
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-20
Plaintiff: NARIO,MARIA DE JESUS CASTRO
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-20
Plaintiff: NARIO,MARIA DE JESUS CASTRO
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-20
Plaintiff: NARIO,MARIA DE JESUS CASTRO
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-17
Plaintiff: BANK OF AMERICA; MCLAUGHLIN,JOAN S
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-17
Plaintiff: BANK OF AMERICA; MCLAUGHLIN,JOAN S
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-17
Plaintiff: BANK OF AMERICA; MCLAUGHLIN,JOAN S
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-17
Plaintiff: BANK OF AMERICA; MCLAUGHLIN,JOAN S
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-17
Plaintiff: BANK OF AMERICA; MCLAUGHLIN,JOAN S
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-17
Plaintiff: BANK OF AMERICA; MCLAUGHLIN,JOAN S
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-17
Plaintiff: BANK OF AMERICA; MCLAUGHLIN,JOAN S
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-17
Plaintiff: BANK OF AMERICA; MCLAUGHLIN,JOAN S
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-16
Plaintiff: LATAILLADE,FRITZ G
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-16
Plaintiff: LATAILLADE,FRITZ G
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-16
Plaintiff: LATAILLADE,FRITZ G
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-16
Plaintiff: LATAILLADE,FRITZ G
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-16
Plaintiff: LATAILLADE,FRITZ G
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-16
Plaintiff: LATAILLADE,FRITZ G
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-16
Plaintiff: LATAILLADE,FRITZ G
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-16
Plaintiff: LATAILLADE,FRITZ G
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-15
Plaintiff: SANCHEZ,RAIDA PEGUERO
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-15
Plaintiff: SANCHEZ,RAIDA PEGUERO
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-15
Plaintiff: SANCHEZ,RAIDA PEGUERO
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-15
Plaintiff: SANCHEZ,RAIDA PEGUERO
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-15
Plaintiff: SANCHEZ,RAIDA PEGUERO
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-15
Plaintiff: SANCHEZ,RAIDA PEGUERO
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-15
Plaintiff: SANCHEZ,RAIDA PEGUERO
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-15
Plaintiff: SANCHEZ,RAIDA PEGUERO
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-14
Plaintiff: SEJAS,CAROLINA A
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-14
Plaintiff: SEJAS,CAROLINA A
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-14
Plaintiff: SEJAS,CAROLINA A
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-14
Plaintiff: SEJAS,CAROLINA A
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-14
Plaintiff: SEJAS,CAROLINA A
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-14
Plaintiff: SEJAS,CAROLINA A
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-14
Plaintiff: SEJAS,CAROLINA A
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-14
Plaintiff: SEJAS,CAROLINA A
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-13
Plaintiff: LLANOS,GEOVANNA; WELLS FARGO BANK
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-13
Plaintiff: HANOUNA,DAVID N
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-13
Plaintiff: LLANOS,GEOVANNA; WELLS FARGO BANK
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-13
Plaintiff: HANOUNA,DAVID N
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-13
Plaintiff: LLANOS,GEOVANNA; WELLS FARGO BANK
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-13
Plaintiff: HANOUNA,DAVID N
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-13
Plaintiff: HANOUNA,DAVID N
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-13
Plaintiff: LLANOS,GEOVANNA; WELLS FARGO BANK
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-13
Plaintiff: LLANOS,GEOVANNA; WELLS FARGO BANK
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-13
Plaintiff: LLANOS,GEOVANNA; WELLS FARGO BANK
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-13
Plaintiff: LLANOS,GEOVANNA; WELLS FARGO BANK
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-13
Plaintiff: HANOUNA,DAVID N
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-13
Plaintiff: HANOUNA,DAVID N
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-13
Plaintiff: HANOUNA,DAVID N
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-13
Plaintiff: HANOUNA,DAVID N
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-13
Plaintiff: LLANOS,GEOVANNA; WELLS FARGO BANK
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-10
Plaintiff: DAY,MICHAEL S; WELLS FARGO BANK
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-10
Plaintiff: DAY,MICHAEL S; WELLS FARGO BANK
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-10
Plaintiff: DAY,MICHAEL S; WELLS FARGO BANK
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-10
Plaintiff: DAY,MICHAEL S; WELLS FARGO BANK
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-10
Plaintiff: DAY,MICHAEL S; WELLS FARGO BANK
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-10
Plaintiff: DAY,MICHAEL S; WELLS FARGO BANK
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-10
Plaintiff: DAY,MICHAEL S; WELLS FARGO BANK
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-10
Plaintiff: DAY,MICHAEL S; WELLS FARGO BANK
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-09
Plaintiff: SABIN,BERTHINY
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-09
Plaintiff: SABIN,BERTHINY
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-09
Plaintiff: SABIN,BERTHINY
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-09
Plaintiff: SABIN,BERTHINY
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-09
Plaintiff: SABIN,BERTHINY
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-09
Plaintiff: SABIN,BERTHINY
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-08
Plaintiff: ABELEDA,OLIVER
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-08
Plaintiff: ABELEDA,OLIVER
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-08
Plaintiff: ABELEDA,OLIVER
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-08
Plaintiff: ABELEDA,OLIVER
Defendant: BANK OF AMERICA NA
ACTIVE 2026-04-08
Plaintiff: ABELEDA,OLIVER
Defendant: BANK OF AMERICA NA
Past filings (19443)
- 2025-12-18 · LAWRENCE,DEAN A; DELTA AIR LINES INC
- 2025-12-18 · LAWRENCE,DEAN A; DELTA AIR LINES INC
- 2025-12-18 · LAWRENCE,DEAN A; DELTA AIR LINES INC
- 2025-12-18 · LAWRENCE,DEAN A; DELTA AIR LINES INC
- 2025-12-18 · LAWRENCE,DEAN A; DELTA AIR LINES INC
- 2025-12-18 · LAWRENCE,DEAN A; DELTA AIR LINES INC
- 2025-12-18 · LAWRENCE,DEAN A; DELTA AIR LINES INC
- 2025-12-18 · LAWRENCE,DEAN A; DELTA AIR LINES INC
- 2025-12-17 · LLITERAS,MICHAEL
- 2025-12-17 · LLITERAS,MICHAEL
Mortgages
ACTIVE
$0
SANDERS,JESSICA; SANDERS,ANTHONY · 2014-12-15
ACTIVE
$0
BENJAMIN,RODRIGUE · 2014-10-09
ACTIVE
$0
DANE,HOWARD J; DANE,MONIQUE H · 2014-05-07
ACTIVE
$0
HARDGE,JOHNNY; HARDGE,DIANE · 2014-05-06
ACTIVE
$0
TAYLOR,KIRK · 2013-09-25
ACTIVE
$0
QUICKEN LOANS INC · 2013-03-15
ACTIVE
$260,600
PINO,PABLO J; PINO,MARIA C · 2010-12-27
ACTIVE
$10
SANDOVAL,VIRGILIO A JR · 2010-08-18
ACTIVE
$7,500
OLIVER,ROBERT I · 2010-03-30
ACTIVE
$7,500
OLIVER,ROBERT I · 2010-03-30
14 satisfied mortgages
SATISFIED 2021-04-21
$315,900
ANDRES,JOSE M. BARRIOS; LEIVA,ANA GOMEZ
SATISFIED 2021-04-21
$315,900
ANDRES,JOSE M. BARRIOS; LEIVA,ANA GOMEZ
SATISFIED 2021-04-21
$315,900
ANDRES,JOSE M. BARRIOS; LEIVA,ANA GOMEZ
SATISFIED 2021-04-21
$315,900
ANDRES,JOSE M. BARRIOS; LEIVA,ANA GOMEZ
SATISFIED 2021-04-21
$315,900
ANDRES,JOSE M. BARRIOS; LEIVA,ANA GOMEZ
SATISFIED 2021-04-21
$315,900
ANDRES,JOSE M. BARRIOS; LEIVA,ANA GOMEZ
SATISFIED 2021-04-21
$315,900
ANDRES,JOSE M. BARRIOS; LEIVA,ANA GOMEZ
SATISFIED 2021-04-21
$315,900
ANDRES,JOSE M. BARRIOS; LEIVA,ANA GOMEZ
SATISFIED 2020-10-12
$0
GILBERT,MATTHEW C; GILBERT,CARI L
SATISFIED 2021-01-06
$7,566,952
WRIGHT,PETER; NINTH ELEMENT REVOCABLE TRUST
SATISFIED 2017-06-16
$72,610
MARTIN,BRUCE
SATISFIED 2017-06-16
$72,610
MARTIN,BRUCE
SATISFIED 2013-05-15
$288,000
NAMNUM,STEPHANIE; NAMNUM,PETER
SATISFIED 2013-07-16
$41,272
SORIANO,MANUEL; MARTIN,AURA
Est. Total Balance $275,610
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.