5540 OSPREY DR, OCEAN RIDGE, FL 33435

Parcel: 46434534020000060 · Single Family · Zoning: 001

Assessed Value (2026)
$1,303,517

Property Details

Year Built
1988
Lot Sqft
14,282

Sales History

1
$3,250,000
2025-12-12
2
$3,250,000
2025-12-17

Tax Assessment History

$1,303,517
Assessed (2026)
$1,943,509
Market Value
$1,303,517
Taxable Value
$26,539
Annual Tax
2025
$1,943,509
2026
$1,303,517
$1,943,509
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2026 $1,303,517 $1,943,509 $1,303,517 $26,539
2025 $1,943,509 $1,943,509 $1,943,509 $39,568

About 5540 OSPREY DR, OCEAN RIDGE, FL 33435

5540 OSPREY DR, OCEAN RIDGE, FL 33435 is a property built in 1988 on a 14,282 square foot lot. The property is currently owned by EPSTEIN MICHAEL & EPSTEIN SABRINA E, recorded as of 2026-04-03. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2025-12-17 for $3,250,000. The 2026 assessed value is $1,303,517 with a market value of $1,943,509. This breaks down to $1,528,174 for the land and $415,335 for the building.

The assessed value decreased 33% from $1,943,509 in 2025. The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain).

Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $103,125, and the median home value is $845,000. The population density is 1,672 people per square mile.

There are active mortgage liens totaling $1,940,332 recorded against this property. 5540 OSPREY DR, OCEAN RIDGE, FL 33435 is located in OCEAN RIDGE, Florida. Property records, tax assessments, sales history, and ownership information for this OCEAN RIDGE property are sourced from palm_beach County public records.

The complete ownership history of this property spans from 2025 to 2025, with 2 recorded transactions in the public record. The current assessed value represents 40% of the most recent sale price. This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase..

Current Owner

EPSTEIN MICHAEL & EPSTEIN SABRINA E
5540 OSPREY DR, BOYNTON BEACH, FL, 33435
Since: 2026-04-03
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$12,131 — $21,916
Flood $400 — $800
Property/Wind $11,731 — $21,116

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$103,125
Median Home Value$845,000
Pop. Density1,672/sq mi

Neighborhood 33435

60.6%
Owner-Occ
39.4%
Investor
9,818
Flips (4yr)
4,046
New Biz (3yr)
Distress Risk
MODERATE
31
View full risk analysis →

Mortgages

ACTIVE
$1,950,000
~$1,940,332 bal.
CROSSCOUNTRY MORTGAGE LLC · 2025-12-17
Est. Total Balance $1,940,332
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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