10 HARBOUR DR S, OCEAN RIDGE, FL 33435

Parcel: 46434527090000281 · Single Family · Zoning: 001

Assessed Value (2026)
$3,886,177

Property Details

Year Built
2022
Lot Sqft
18,497

Sales History

1
$950,000
2019-06-05
2
$4,775,000+403%
2026-03-26

Tax Assessment History

$3,886,177
Assessed (2026)
$4,508,989
Market Value
$3,886,177
Taxable Value
$79,119
Annual Tax
2025
$4,508,989
2026
$3,886,177
$4,508,989
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2026 $3,886,177 $4,508,989 $3,886,177 $79,119
2025 $4,508,989 $4,508,989 $4,508,989 $91,799

About 10 HARBOUR DR S, OCEAN RIDGE, FL 33435

10 HARBOUR DR S, OCEAN RIDGE, FL 33435 is a property built in 2022 on a 18,497 square foot lot. The property is currently owned by GIANNETTI JEFFREY & GIANNETTI GALEN, recorded as of 2026-04-03. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2026-03-26 for $4,775,000. The property has appreciated $3,825,000 (403%) since the prior sale of $950,000 on 2019-06-05. The 2026 assessed value is $3,886,177 with a market value of $4,508,989.

This breaks down to $2,160,000 for the land and $2,348,989 for the building. The assessed value decreased 14% from $4,508,989 in 2025. This property is located in FEMA Flood Zone X, which indicates minimal flood risk.

Flood insurance is typically not required for properties in Zone X. The median household income in this area is $103,125, and the median home value is $845,000. The population density is 1,672 people per square mile.

There are active mortgage liens totaling $3,568,674 recorded against this property. 10 HARBOUR DR S, OCEAN RIDGE, FL 33435 is located in OCEAN RIDGE, Florida. Property records, tax assessments, sales history, and ownership information for this OCEAN RIDGE property are sourced from palm_beach County public records.

The complete ownership history of this property spans from 2019 to 2026, with 2 recorded transactions in the public record. The current assessed value represents 81% of the most recent sale price..

Current Owner

GIANNETTI JEFFREY & GIANNETTI GALEN
10 HARBOUR DR S, OCEAN RIDGE, FL, 33435
Since: 2026-04-03
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$21,385 — $35,775
Flood $400 — $800
Property/Wind $20,985 — $34,975

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$103,125
Median Home Value$845,000
Pop. Density1,672/sq mi

Neighborhood 33435

60.6%
Owner-Occ
39.4%
Investor
9,818
Flips (4yr)
4,046
New Biz (3yr)
Distress Risk
MODERATE
31
View full risk analysis →

Mortgages

ACTIVE 5.135% rate
$3,581,250
~$3,568,674 bal.
VISTA BANK · 2026-03-26
1 satisfied mortgage
SATISFIED 2023-03-02
$1,830,000
SILICON VALLEY BANK
Est. Total Balance $3,568,674
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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