9878 SW 223 TER, Cutler Bay, FL 33190

Parcel: 3660170161130 · Residential - Single Family · Cluster Home · Zoning: 0100

Assessed Value (2025)
$106,807

Property Details

Beds
3
Baths
2
Living Sqft
1,383
Year Built
1991
Lot Sqft
4,111
Stories
1
RESIDENTIAL - SINGLE FAMILY : CLUSTER HOME

Sales History

1
$80,000
1992-01-01
2
$465,000+481%
2025-06-04
MANUEL D LAMA & DEBORAH A DIPPELLESTER DIAZ CARDOSO
3
$465,000
2025-06-17

Tax Assessment History

$106,807
Assessed (2025)
$346,428
Market Value
$56,085
Taxable Value
$1,142
Annual Tax
2024
$103,797
$347,639
2025
$106,807
$346,428
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $106,807 $346,428 $56,085 $1,142
2024 $103,797 $347,639 $53,797 $1,095

About 9878 SW 223 TER, Cutler Bay, FL 33190

9878 SW 223 TER, Cutler Bay, FL 33190 is a 3-bedroom, 2-bathroom residential - single family : cluster home built in 1991 with 1,383 square feet of living space on a 4,111 square foot lot. The property is currently owned by LESTER DIAZ CARDOSO YOANY VERDIA BEARES, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2025-06-17 for $465,000. There are 3 recorded sales for this property. The 2025 assessed value is $106,807 with a market value of $346,428.

This breaks down to $182,664 for the land and $163,764 for the building. The assessed value increased 3% from $103,797 in 2024. The property has the following tax exemptions: homestead.

The median household income in this area is $98,590, and the median home value is $387,800. The population density is 8,824 people per square mile. There are active mortgage liens totaling $451,969 recorded against this property.

9878 SW 223 TER, Cutler Bay, FL 33190 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1992 to 2025, with 3 recorded transactions in the public record.

The current assessed value represents 23% of the most recent sale price. This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase. Based on the most recent sale, this property traded at $336 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Building Permits (2)

Permit #TypeStatusCost
K1993146827 electrical expired
N1991129800 plumbing expired

Current Owner

LESTER DIAZ CARDOSO YOANY VERDIA BEARES
9878 SW 223 TER, CUTLER BAY, FL, 33190
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$1,900 — $3,800
Flood $400 — $800
Property/Wind $1,500 — $3,000

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$98,590
Median Home Value$387,800
Pop. Density8,824/sq mi

Neighborhood 33190

38.5%
Owner-Occ
61.5%
Investor
29
Flips (4yr)
636
New Biz (3yr)
Distress Risk
MODERATE
37
View full risk analysis →

Mortgages

ACTIVE
$456,577
~$451,969 bal.
KIND LENDING LLC · 2025-06-17
1 satisfied mortgage
SATISFIED 2025-06-17
$16,275
KIND LENDING LLC
Est. Total Balance $451,969
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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