21960 SW 98 AVE, Cutler Bay, FL 33190

Parcel: 3660160011110 · Residential - Single Family · Cluster Home · Zoning: 0100

Assessed Value (2025)
$195,390

Property Details

Beds
4
Baths
2
Living Sqft
1,942
Year Built
1988
Lot Sqft
8,904
Stories
1
RESIDENTIAL - SINGLE FAMILY : CLUSTER HOME

Sales History

1
$175,000
2002-02-01
2
$210,000+20%
2012-10-05
KEITH E MARTINKIMBERLY ANNE PINEDA
3
$745,000+255%
2026-01-15
KIMBERLY ANNE PINEDAFERNANDO PENA VIDALON
4
$745,000
2026-01-26

Tax Assessment History

$195,390
Assessed (2025)
$488,331
Market Value
$144,668
Taxable Value
$2,945
Annual Tax
2024
$189,884
$481,856
2025
$195,390
$488,331
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $195,390 $488,331 $144,668 $2,945
2024 $189,884 $481,856 $139,884 $2,848

About 21960 SW 98 AVE, Cutler Bay, FL 33190

21960 SW 98 AVE, Cutler Bay, FL 33190 is a 4-bedroom, 2-bathroom residential - single family : cluster home built in 1988 with 1,942 square feet of living space on a 8,904 square foot lot. The property is currently owned by FERNANDO PENA VIDALON ENITH VELA PENA DE PENA, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2026-01-26 for $745,000. There are 4 recorded sales for this property. The 2025 assessed value is $195,390 with a market value of $488,331.

This breaks down to $258,560 for the land and $229,771 for the building. The assessed value increased 3% from $189,884 in 2024. The property has the following tax exemptions: homestead.

The median household income in this area is $98,590, and the median home value is $387,800. The population density is 8,824 people per square mile. There are active mortgage liens totaling $174,275 recorded against this property.

21960 SW 98 AVE, Cutler Bay, FL 33190 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2002 to 2026, with 4 recorded transactions in the public record.

The current assessed value represents 26% of the most recent sale price. This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase. Based on the most recent sale, this property traded at $384 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

FERNANDO PENA VIDALON ENITH VELA PENA DE PENA
21960 SW 98 AVE, CUTLER BAY, FL, 33190
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$2,353 — $4,317
Flood $400 — $800
Property/Wind $1,953 — $3,517

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$98,590
Median Home Value$387,800
Pop. Density8,824/sq mi

Neighborhood 21960

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
LOW
19
View full risk analysis →

Mortgages

ACTIVE
$216,100
~$174,275 bal.
ROCKET MORTGAGE LLC · 2022-01-25
Est. Total Balance $174,275
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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