21954 SW 97 PL, Cutler Bay, FL 33190

Parcel: 3660160010810 · Residential - Single Family · Cluster Home · Zoning: 0100

Assessed Value (2025)
$327,575

Property Details

Beds
5
Baths
3
Living Sqft
2,892
Year Built
1989
Lot Sqft
8,197
Stories
2
RESIDENTIAL - SINGLE FAMILY : CLUSTER HOME

Sales History

1
N/Anon-market transfer
1997-08-01
2
$125,500
1997-12-01
3
$745,000+494%
2024-08-29
HENRY W STARLING &W ELAINESTEPHANY YANES
4
$745,000
2024-09-04

Tax Assessment History

$327,575
Assessed (2025)
$575,774
Market Value
$276,853
Taxable Value
$5,637
Annual Tax
2024
$264,425
$570,828
2025
$327,575
$575,774
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $327,575 $575,774 $276,853 $5,637
2024 $264,425 $570,828 $214,425 $4,366

About 21954 SW 97 PL, Cutler Bay, FL 33190

21954 SW 97 PL, Cutler Bay, FL 33190 is a 5-bedroom, 3-bathroom residential - single family : cluster home built in 1989 with 2,892 square feet of living space on a 8,197 square foot lot. The property is currently owned by STEPHANY YANES STEVEN YANES, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2024-09-04 for $745,000. There are 4 recorded sales for this property. The 2025 assessed value is $327,575 with a market value of $575,774.

This breaks down to $235,455 for the land and $340,319 for the building. The assessed value increased 24% from $264,425 in 2024. The property has the following tax exemptions: homestead.

The median household income in this area is $98,590, and the median home value is $387,800. The population density is 8,824 people per square mile. There are active mortgage liens totaling $333,793 recorded against this property.

21954 SW 97 PL, Cutler Bay, FL 33190 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1997 to 2024, with 4 recorded transactions in the public record.

The current assessed value represents 44% of the most recent sale price. This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase. Based on the most recent sale, this property traded at $258 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

STEPHANY YANES STEVEN YANES
21954 SW 97 PL, CUTLER BAY, FL, 33190
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$3,675 — $6,696
Flood $400 — $800
Property/Wind $3,275 — $5,896

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$98,590
Median Home Value$387,800
Pop. Density8,824/sq mi

Neighborhood 21954

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
26
View full risk analysis →

Mortgages

ACTIVE
$340,000
~$333,793 bal.
ROCKET MORTGAGE LLC · 2024-09-04
Est. Total Balance $333,793
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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