21970 SW 97 CT, Cutler Bay, FL 33190

Parcel: 3660160010740 · Residential - Single Family · Cluster Home · Zoning: 0100

Assessed Value (2025)
$518,683

Property Details

Beds
4
Baths
2
Living Sqft
2,820
Year Built
1989
Lot Sqft
7,540
Stories
2
RESIDENTIAL - SINGLE FAMILY : CLUSTER HOME

Sales History

1
$305,000
2015-05-15
FIA USA LLCMARKIAN P GALADZA
2
$635,000+108%
2022-05-02
MARKIAN P GALADZASTEFAN ANDREW RIVERO
3
$745,000+17%
2025-10-27
STEFAN ANDREW RIVEROARLENE LINDO
4
$745,000
2025-11-07

Tax Assessment History

$518,683
Assessed (2025)
$522,585
Market Value
$467,961
Taxable Value
$9,527
Annual Tax
2024
$504,066
$517,265
2025
$518,683
$522,585
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $518,683 $522,585 $467,961 $9,527
2024 $504,066 $517,265 $454,066 $9,244

About 21970 SW 97 CT, Cutler Bay, FL 33190

21970 SW 97 CT, Cutler Bay, FL 33190 is a 4-bedroom, 2-bathroom residential - single family : cluster home built in 1989 with 2,820 square feet of living space on a 7,540 square foot lot. The property is currently owned by ARLENE LINDO, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2025-11-07 for $745,000. There are 4 recorded sales for this property. The 2025 assessed value is $518,683 with a market value of $522,585.

This breaks down to $225,600 for the land and $296,985 for the building. The assessed value increased 3% from $504,066 in 2024. The property has the following tax exemptions: homestead.

The median household income in this area is $98,590, and the median home value is $387,800. The population density is 8,824 people per square mile. There are active mortgage liens totaling $541,949 recorded against this property.

21970 SW 97 CT, Cutler Bay, FL 33190 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2015 to 2025, with 4 recorded transactions in the public record.

The current assessed value represents 70% of the most recent sale price. Based on the most recent sale, this property traded at $264 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Building Permits (1)

Permit #TypeStatusCost
N1994021382 electrical expired

Current Owner

ARLENE LINDO
21970 SW 97 CT, CUTLER BAY, FL, 33190
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$5,586 — $10,136
Flood $400 — $800
Property/Wind $5,186 — $9,336

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$98,590
Median Home Value$387,800
Pop. Density8,824/sq mi

Neighborhood 21970

100%
Owner-Occ
0%
Investor
1
Flips (4yr)
0
New Biz (3yr)
Distress Risk
LOW
6
View full risk analysis →

Mortgages

ACTIVE
$568,100
~$541,949 bal.
ROCKET MORTGAGE LLC · 2022-05-06
Est. Total Balance $541,949
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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