21691 SW 97 CT, Cutler Bay, FL 33190

Parcel: 3660160010130 · Residential - Single Family · Cluster Home · Zoning: 0100

Assessed Value (2025)
$286,719

Property Details

Beds
3
Baths
2
Living Sqft
1,685
Year Built
1988
Lot Sqft
7,399
Stories
1
RESIDENTIAL - SINGLE FAMILY : CLUSTER HOME

Sales History

1
N/Anon-market transfer
2008-07-01
2
$315,000
2019-03-13
DORIS V LUDDER TRSFERNANDO M HERRERA
3
$153,000-51%
2024-05-24
FERNANDO M HERRERAFERNANDO M HERRERA
4
$153,000
2024-06-03

Tax Assessment History

$286,719
Assessed (2025)
$468,176
Market Value
$235,997
Taxable Value
$4,805
Annual Tax
2024
$278,639
$464,099
2025
$286,719
$468,176
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $286,719 $468,176 $235,997 $4,805
2024 $278,639 $464,099 $228,639 $4,655

About 21691 SW 97 CT, Cutler Bay, FL 33190

21691 SW 97 CT, Cutler Bay, FL 33190 is a 3-bedroom, 2-bathroom residential - single family : cluster home built in 1988 with 1,685 square feet of living space on a 7,399 square foot lot. The property is currently owned by FERNANDO M HERRERA YANET LEAL CONCEPCION, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2024-06-03 for $153,000. There are 4 recorded sales for this property. The 2025 assessed value is $286,719 with a market value of $468,176.

This breaks down to $221,970 for the land and $246,206 for the building. The assessed value increased 3% from $278,639 in 2024. The property has the following tax exemptions: homestead.

The median household income in this area is $98,590, and the median home value is $387,800. The population density is 8,824 people per square mile. There are active mortgage liens totaling $487,100 recorded against this property.

21691 SW 97 CT, Cutler Bay, FL 33190 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2008 to 2024, with 4 recorded transactions in the public record.

The current assessed value represents 187% of the most recent sale price. This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $91 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

FERNANDO M HERRERA YANET LEAL CONCEPCION
21691 SW 97 CT, CUTLER BAY, FL, 33190
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$3,267 — $5,960
Flood $400 — $800
Property/Wind $2,867 — $5,160

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$98,590
Median Home Value$387,800
Pop. Density8,824/sq mi

Neighborhood 21691

100%
Owner-Occ
0%
Investor
27
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
26
View full risk analysis →

Mortgages

ACTIVE
$490,000
~$487,100 bal.
UNITED WHOLESALE MORTGAGE LLC · 2025-11-03
2 satisfied mortgages
SATISFIED 2024-06-03
$480,000
UNITED WHOLESALE MORTGAGE LLC
SATISFIED 2021-12-15
$9,423
SECRETARY HOUSING URBAN DEVELOPMENT
Est. Total Balance $487,100
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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