20224 SW 85 CT, Cutler Bay, FL 33189

Parcel: 3660100250340 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$258,054

Property Details

Beds
4
Baths
3
Living Sqft
2,316
Year Built
1993
Lot Sqft
6,055
Stories
2
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$230,000
2016-08-11
US BANK NA TRSNCM INTERNATIONAL GROUP INC
2
$295,000+28%
2016-12-29
NCM INTERNATIONAL GROUP INCMIRIAM MICHELLE RIVERA
3
$360,000+22%
2019-02-07
MIRIAM MICHELLE RIVERAEVANGELINA LUNA

Tax Assessment History

$258,054
Assessed (2025)
$484,746
Market Value
$207,332
Taxable Value
$4,221
Annual Tax
2024
$251,934
$484,845
2025
$258,054
$484,746
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $258,054 $484,746 $207,332 $4,221
2024 $251,934 $484,845 $201,934 $4,111

About 20224 SW 85 CT, Cutler Bay, FL 33189

20224 SW 85 CT, Cutler Bay, FL 33189 is a 4-bedroom, 3-bathroom residential - single family : 1 unit built in 1993 with 2,316 square feet of living space on a 6,055 square foot lot. The property is currently owned by EVANGELINA LUNA, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2019-02-07 for $360,000, when MIRIAM MICHELLE RIVERA sold to EVANGELINA LUNA. The property has appreciated $65,000 (22%) since the prior sale of $295,000 on 2016-12-29. There are 3 recorded sales for this property.

The 2025 assessed value is $258,054 with a market value of $484,746. This breaks down to $181,650 for the land and $303,096 for the building. The assessed value increased 2% from $251,934 in 2024.

The property has the following tax exemptions: homestead. The median household income in this area is $59,248, and the median home value is $344,300. The population density is 1,820 people per square mile.

There are active mortgage liens totaling $402,159 recorded against this property. 20224 SW 85 CT, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 2016 to 2019, with 3 recorded transactions in the public record. The current assessed value represents 72% of the most recent sale price. Based on the most recent sale, this property traded at $155 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Building Permits (1)

Permit #TypeStatusCost
C1992078116 electrical expired

Current Owner

EVANGELINA LUNA
20224 SW 85 CT, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$2,980 — $5,444
Flood $400 — $800
Property/Wind $2,580 — $4,644

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$59,248
Median Home Value$344,300
Pop. Density1,820/sq mi

Neighborhood 20224

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
LOW
16
View full risk analysis →

Mortgages

ACTIVE
$424,000
~$402,159 bal.
1ST 2ND MORTGAGE CO OF NEW JERSEY INC · 2021-12-21
Est. Total Balance $402,159
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
Zoom in to see property sales