20413 SW 86 CT, Cutler Bay, FL 33189

Parcel: 3660100240010 · Residential - Single Family · Cluster Home · Zoning: 0100

Assessed Value (2025)
$437,290

Property Details

Beds
4
Baths
3
Living Sqft
2,620
Year Built
1990
Lot Sqft
4,060
Stories
2
RESIDENTIAL - SINGLE FAMILY : CLUSTER HOME

Sales History

1
$145,000
1993-07-01
2
N/A
2023-04-24
3
N/A
2023-04-28
4
N/Anon-market transfer
2023-05-11
GWENDOLYN LEWIS NELSON EST OFPAULA NELSON SHOKAR
5
$565,000
2023-08-28
PAULA NELSON SHOKARJESUS ANTONIO ZAPATA
6
$565,000
2023-09-08

Tax Assessment History

$437,290
Assessed (2025)
$437,290
Market Value
$437,290
Taxable Value
$8,903
Annual Tax
2024
$439,311
2025
$437,290
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $437,290 $437,290 $437,290 $8,903
2024 $439,311 $439,311 $439,311 $8,944

About 20413 SW 86 CT, Cutler Bay, FL 33189

20413 SW 86 CT, Cutler Bay, FL 33189 is a 4-bedroom, 3-bathroom residential - single family : cluster home built in 1990 with 2,620 square feet of living space on a 4,060 square foot lot. The property is currently owned by JESUS ANTONIO ZAPATA JOSE DAVID ZAPATA ORDONEZ, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2023-09-08 for $565,000. There are 6 recorded sales for this property. The 2025 assessed value is $437,290 with a market value of $437,290.

This breaks down to $162,400 for the land and $274,890 for the building. The assessed value decreased 0% from $439,311 in 2024. The median household income in this area is $59,248, and the median home value is $344,300.

The population density is 1,820 people per square mile. There are active mortgage liens totaling $538,270 recorded against this property. 20413 SW 86 CT, Cutler Bay, FL 33189 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1993 to 2023, with 6 recorded transactions in the public record. The current assessed value represents 77% of the most recent sale price.

Based on the most recent sale, this property traded at $216 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

JESUS ANTONIO ZAPATA JOSE DAVID ZAPATA ORDONEZ
20413 SW 86 CT, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$4,772 — $8,671
Flood $400 — $800
Property/Wind $4,372 — $7,871

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$59,248
Median Home Value$344,300
Pop. Density1,820/sq mi

Neighborhood 20413

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
LOW
12
View full risk analysis →

Mortgages

ACTIVE
$554,766
~$538,270 bal.
UNITED WHOLESALE MORTGAGE LLC · 2023-09-08
Est. Total Balance $538,270
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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