20730 SW 86 PL, Cutler Bay, FL 33189

Parcel: 3660100230270 · Residential - Single Family · Cluster Home · Zoning: 0100

Assessed Value (2025)
$280,311

Property Details

Beds
4
Baths
3
Living Sqft
2,175
Year Built
2013
Lot Sqft
5,790
Stories
2
RESIDENTIAL - SINGLE FAMILY : CLUSTER HOME

Sales History

1
$225,000
2004-09-01
2
N/Anon-market transfer
2012-04-26
STEFANO HOMES INCMOUNTAIN COVE HOMES AT CUTLER BAY
3
$255,230
2013-04-24
MOUNTAIN COVE HOMES AT CUTLER BAYYURY FERNANDEZ ESPINOSA

Tax Assessment History

$280,311
Assessed (2025)
$501,874
Market Value
$229,589
Taxable Value
$4,674
Annual Tax
2024
$272,412
$522,213
2025
$280,311
$501,874
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $280,311 $501,874 $229,589 $4,674
2024 $272,412 $522,213 $222,412 $4,528

About 20730 SW 86 PL, Cutler Bay, FL 33189

20730 SW 86 PL, Cutler Bay, FL 33189 is a 4-bedroom, 3-bathroom residential - single family : cluster home built in 2013 with 2,175 square feet of living space on a 5,790 square foot lot. The property is currently owned by YURY FERNANDEZ ESPINOSA KATHRYN ANN SCHWARTZ, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2013-04-24 for $255,230, when MOUNTAIN COVE HOMES AT CUTLER BAY sold to YURY FERNANDEZ ESPINOSA. There are 3 recorded sales for this property. The 2025 assessed value is $280,311 with a market value of $501,874.

This breaks down to $225,800 for the land and $276,074 for the building. The assessed value increased 3% from $272,412 in 2024. The property has the following tax exemptions: homestead.

The median household income in this area is $59,248, and the median home value is $344,300. The population density is 1,820 people per square mile. There are active mortgage liens totaling $237,469 recorded against this property.

20730 SW 86 PL, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2004 to 2013, with 3 recorded transactions in the public record.

The current assessed value represents 110% of the most recent sale price. Based on the most recent sale, this property traded at $117 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

YURY FERNANDEZ ESPINOSA KATHRYN ANN SCHWARTZ
20730 SW 86 PL, MIAMI, FL, 33189
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$2,081 — $3,800
Flood $400 — $800
Property/Wind $1,681 — $3,000

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$59,248
Median Home Value$344,300
Pop. Density1,820/sq mi

Neighborhood 20730

100%
Owner-Occ
0%
Investor
2
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
32
View full risk analysis →

Mortgages

ACTIVE
$254,000
~$237,469 bal.
MUTUAL OF OMAHA MORTGAGE INC · 2021-02-12
Est. Total Balance $237,469
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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