20986 SW 85 PL W, Cutler Bay, FL 33189

Parcel: 3660100210350 · Residential - Single Family · Cluster Home · Zoning: 0100

Assessed Value (2025)
$216,371

Property Details

Beds
4
Baths
2
Living Sqft
2,894
Year Built
1990
Lot Sqft
7,070
Stories
2
RESIDENTIAL - SINGLE FAMILY : CLUSTER HOME

Sales History

1
$104,000
1994-06-01
2
N/Anon-market transfer
1994-06-01
3
$148,000
1996-12-01

Tax Assessment History

$216,371
Assessed (2025)
$500,530
Market Value
$165,649
Taxable Value
$3,372
Annual Tax
2024
$210,274
$563,294
2025
$216,371
$500,530
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $216,371 $500,530 $165,649 $3,372
2024 $210,274 $563,294 $160,274 $3,263

About 20986 SW 85 PL W, Cutler Bay, FL 33189

20986 SW 85 PL W, Cutler Bay, FL 33189 is a 4-bedroom, 2-bathroom residential - single family : cluster home built in 1990 with 2,894 square feet of living space on a 7,070 square foot lot. The property is currently owned by ROSALINDA O'NEILL, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 1996-12-01 for $148,000. The property has appreciated $44,000 (42%) since the prior sale of $104,000 on 1994-06-01. There are 3 recorded sales for this property.

The 2025 assessed value is $216,371 with a market value of $500,530. This breaks down to $257,900 for the land and $242,630 for the building. The assessed value increased 3% from $210,274 in 2024.

The property has the following tax exemptions: homestead. The median household income in this area is $59,248, and the median home value is $344,300. The population density is 1,820 people per square mile.

20986 SW 85 PL W, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1994 to 1996, with 3 recorded transactions in the public record.

The current assessed value represents 146% of the most recent sale price. This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $51 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

ROSALINDA O'NEILL
20986 SW 85 PL, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$2,563 — $4,694
Flood $400 — $800
Property/Wind $2,163 — $3,894

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$59,248
Median Home Value$344,300
Pop. Density1,820/sq mi

Neighborhood 20986

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
21
View full risk analysis →
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