20825 SW 85 CT, Cutler Bay, FL 33189

Parcel: 3660100210120 · Residential - Single Family · Cluster Home · Zoning: 0100

Assessed Value (2025)
$406,295

Property Details

Beds
3
Baths
2
Living Sqft
1,517
Year Built
1990
Lot Sqft
5,500
Stories
1
RESIDENTIAL - SINGLE FAMILY : CLUSTER HOME

Sales History

1
$100non-market transfer
2012-02-23
FEDERAL HOME LOAN MORTGAGE CORPRESIDENTIAL FUNDING CO LLC
2
$138,000
2012-02-28
RESIDENTIAL FUNDING CO LLCPAWEL KUZMA
3
$330,000+139%
2021-02-08
PAWEL KUZMAMORGAN K BIGGS

Tax Assessment History

$406,295
Assessed (2025)
$406,295
Market Value
$406,295
Taxable Value
$8,272
Annual Tax
2024
$387,967
$418,984
2025
$406,295
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $406,295 $406,295 $406,295 $8,272
2024 $387,967 $418,984 $387,967 $7,899

About 20825 SW 85 CT, Cutler Bay, FL 33189

20825 SW 85 CT, Cutler Bay, FL 33189 is a 3-bedroom, 2-bathroom residential - single family : cluster home built in 1990 with 1,517 square feet of living space on a 5,500 square foot lot. The property is currently owned by MORGAN K BIGGS DOREEN A MORGAN, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2021-02-08 for $330,000, when PAWEL KUZMA sold to MORGAN K BIGGS. The property has appreciated $192,000 (139%) since the prior sale of $138,000 on 2012-02-28. There are 3 recorded sales for this property.

The 2025 assessed value is $406,295 with a market value of $406,295. This breaks down to $220,000 for the land and $186,295 for the building. The assessed value increased 5% from $387,967 in 2024.

The median household income in this area is $59,248, and the median home value is $344,300. The population density is 1,820 people per square mile. There are active mortgage liens totaling $293,763 recorded against this property.

20825 SW 85 CT, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2012 to 2021, with 3 recorded transactions in the public record.

The current assessed value represents 123% of the most recent sale price. This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $218 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

MORGAN K BIGGS DOREEN A MORGAN
20825 SW 85 CT, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$4,462 — $8,113
Flood $400 — $800
Property/Wind $4,062 — $7,313

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$59,248
Median Home Value$344,300
Pop. Density1,820/sq mi

Neighborhood 20825

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
21
View full risk analysis →

Mortgages

ACTIVE
$313,500
~$293,763 bal.
HOMEBRIDGE FINANCIAL SERVICES INC · 2021-02-12
Est. Total Balance $293,763
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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