20765 SW 81 CT, Cutler Bay, FL 33189

Parcel: 3660100180140 · Residential · Townhouse · Zoning: 3001

Assessed Value (2025)
$172,556

Property Details

Beds
3
Baths
2
Living Sqft
1,229
Year Built
1995
Lot Sqft
2,420
Stories
1
RESIDENTIAL - TOTAL VALUE : TOWNHOUSE

Sales History

1
$52,632
2011-05-13
PONCE INVESTMENT INCHC RESIDENTIAL HOLDINGS LLC
2
$105,200+100%
2012-07-09
HC RESIDENTIAL HOLDINGS LLCOLIMPIA Y FUENTES
3
$190,000+81%
2016-08-19
OLIMPIA Y FUENTESDIANA MERCEDES ROJAS

Tax Assessment History

$172,556
Assessed (2025)
$325,000
Market Value
$121,834
Taxable Value
$2,480
Annual Tax
2024
$167,693
$325,000
2025
$172,556
$325,000
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $172,556 $325,000 $121,834 $2,480
2024 $167,693 $325,000 $117,693 $2,396

About 20765 SW 81 CT, Cutler Bay, FL 33189

20765 SW 81 CT, Cutler Bay, FL 33189 is a 3-bedroom, 2-bathroom residential - total value : townhouse built in 1995 with 1,229 square feet of living space on a 2,420 square foot lot. The property is currently owned by DIANA MERCEDES ROJAS, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2016-08-19 for $190,000, when OLIMPIA Y FUENTES sold to DIANA MERCEDES ROJAS. The property has appreciated $84,800 (81%) since the prior sale of $105,200 on 2012-07-09. There are 3 recorded sales for this property.

The 2025 assessed value is $172,556 with a market value of $325,000. The assessed value increased 3% from $167,693 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $59,248, and the median home value is $344,300.

The population density is 1,820 people per square mile. There are active mortgage liens totaling $22,226 recorded against this property. 20765 SW 81 CT, Cutler Bay, FL 33189 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2011 to 2016, with 3 recorded transactions in the public record. The current assessed value represents 91% of the most recent sale price.

Based on the most recent sale, this property traded at $155 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

DIANA MERCEDES ROJAS
20765 SW 81 CT, MIAMI, FL, 33189
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$1,900 — $3,800
Flood $400 — $800
Property/Wind $1,500 — $3,000

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$59,248
Median Home Value$344,300
Pop. Density1,820/sq mi

Neighborhood 20765

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
LOW
19
View full risk analysis →

Mortgages

ACTIVE
$23,935
~$22,226 bal.
SECRETARY HOUSING URBAN DEVELOPMENT · 2021-08-27
Est. Total Balance $22,226
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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