20312 SW 85 AVE, Cutler Bay, FL 33189
Parcel: 3660100160410 · Residential - Single Family · Cluster Home · Zoning: 0100
Assessed Value (2025)
$318,647
Property Details
Beds
3
Baths
2
Living Sqft
1,981
Year Built
1974
Lot Sqft
4,060
RESIDENTIAL - SINGLE FAMILY : CLUSTER HOME
Sales History
1
$210,000
2014-06-13
STEPHEN G BODNAR JR → RAUL MARTIN
2
$305,000+45%
2017-10-27
RAUL MARTIN → RAUL FINLAY
3
$100non-market transfer
2023-08-11
RAUL FINLAY → RAUL FINLAY
4
N/A
2023-08-24
Tax Assessment History
$318,647
Assessed (2025)
$504,329
Market Value
$267,925
Taxable Value
$5,455
Annual Tax
2024
$309,667
$479,492
2025
$318,647
$504,329
Assessed Market
View detailed table
| Year | Assessed | Market | Taxable | Tax | Building | |
|---|---|---|---|---|---|---|
| 2025 | $318,647 | $504,329 | $267,925 | $5,455 | $190,820 | $313,509 |
| 2024 | $309,667 | $479,492 | $259,667 | $5,287 | $162,400 | $317,092 |
About 20312 SW 85 AVE, Cutler Bay, FL 33189
20312 SW 85 AVE, Cutler Bay, FL 33189 is a 3-bedroom, 2-bathroom residential - single family : cluster home built in 1974 with 1,981 square feet of living space on a 4,060 square foot lot. The property is currently owned by RAUL FINLAY, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.
There are 4 recorded sales for this property. The 2025 assessed value is $318,647 with a market value of $504,329. This breaks down to $190,820 for the land and $313,509 for the building.
The assessed value increased 3% from $309,667 in 2024. The property has the following tax exemptions: homestead. The median household income in this area is $59,248, and the median home value is $344,300.
The population density is 1,820 people per square mile. There are active mortgage liens totaling $441,926 recorded against this property. 20312 SW 85 AVE, Cutler Bay, FL 33189 is located in Cutler Bay, Florida.
Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2014 to 2023, with 4 recorded transactions in the public record..
Est. Annual Insurance
$3,586 — $6,535
Flood $400 — $800
Property/Wind $3,186 — $5,735
Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.
Neighborhood
Median Income$59,248
Median Home Value$344,300
Pop. Density1,820/sq mi
Neighborhood 20312
100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
20
Mortgages
ACTIVE
$455,840
LOANDEPOT.COM LLC · 2023-08-24
Est. Total Balance $441,926
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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