20305 SW 86 CT, Cutler Bay, FL 33189

Parcel: 3660100160190 · Residential - Single Family · Cluster Home · Zoning: 0100

Assessed Value (2025)
$395,964

Property Details

Beds
3
Baths
2
Living Sqft
1,614
Year Built
1989
Lot Sqft
4,060
Stories
1
RESIDENTIAL - SINGLE FAMILY : CLUSTER HOME

Sales History

1
$74,500
1999-10-01
2
$135,000+81%
2009-08-17
JAMILLE C RIVERSKAMLA P THOMPSON
3
$533,000+295%
2024-07-30
KAMLA P THOMPSONMICHEL VALERA CHAVEZ
4
$533,000
2024-08-12

Tax Assessment History

$395,964
Assessed (2025)
$395,964
Market Value
$345,242
Taxable Value
$7,029
Annual Tax
2024
$352,950
2025
$395,964
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $395,964 $395,964 $345,242 $7,029
2024 $352,950 $352,950 $352,950 $7,186

About 20305 SW 86 CT, Cutler Bay, FL 33189

20305 SW 86 CT, Cutler Bay, FL 33189 is a 3-bedroom, 2-bathroom residential - single family : cluster home built in 1989 with 1,614 square feet of living space on a 4,060 square foot lot. The property is currently owned by MICHEL VALERA CHAVEZ LAURA ALFONSO DEL REY, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2024-08-12 for $533,000. There are 4 recorded sales for this property. The 2025 assessed value is $395,964 with a market value of $395,964.

This breaks down to $190,820 for the land and $205,144 for the building. The assessed value increased 12% from $352,950 in 2024. The property has the following tax exemptions: homestead.

The median household income in this area is $59,248, and the median home value is $344,300. The population density is 1,820 people per square mile. There are active mortgage liens totaling $513,373 recorded against this property.

20305 SW 86 CT, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1999 to 2024, with 4 recorded transactions in the public record.

The current assessed value represents 74% of the most recent sale price. Based on the most recent sale, this property traded at $330 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

MICHEL VALERA CHAVEZ LAURA ALFONSO DEL REY
20305 SW 86 CT, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$4,359 — $7,927
Flood $400 — $800
Property/Wind $3,959 — $7,127

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$59,248
Median Home Value$344,300
Pop. Density1,820/sq mi

Neighborhood 20305

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
34
View full risk analysis →

Mortgages

ACTIVE
$523,346
~$513,373 bal.
PENNYMAC LOAN SERVICES LLC · 2024-08-12
1 satisfied mortgage
SATISFIED 2022-05-09
$339,500
US BANK NA
Est. Total Balance $513,373
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
Zoom in to see property sales