20309 SW 86 CT, Cutler Bay, FL 33189

Parcel: 3660100160170 · Residential - Single Family · Cluster Home · Zoning: 0100

Assessed Value (2025)
$338,739

Property Details

Beds
3
Baths
2
Living Sqft
1,270
Year Built
1989
Lot Sqft
4,060
Stories
1
RESIDENTIAL - SINGLE FAMILY : CLUSTER HOME

Sales History

1
$125,000
2000-04-01
2
$145,000+16%
2003-05-01
3
$489,900+238%
2022-09-26
ZOBEIDA MORUFLAURA RIVAS
4
$489,900
2022-09-27

Tax Assessment History

$338,739
Assessed (2025)
$376,076
Market Value
$288,017
Taxable Value
$5,864
Annual Tax
2024
$329,193
$349,871
2025
$338,739
$376,076
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $338,739 $376,076 $288,017 $5,864
2024 $329,193 $349,871 $279,193 $5,684

About 20309 SW 86 CT, Cutler Bay, FL 33189

20309 SW 86 CT, Cutler Bay, FL 33189 is a 3-bedroom, 2-bathroom residential - single family : cluster home built in 1989 with 1,270 square feet of living space on a 4,060 square foot lot. The property is currently owned by LAURA RIVAS, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2022-09-27 for $489,900. There are 4 recorded sales for this property. The 2025 assessed value is $338,739 with a market value of $376,076.

This breaks down to $193,820 for the land and $182,256 for the building. The assessed value increased 3% from $329,193 in 2024. The property has the following tax exemptions: homestead.

The median household income in this area is $59,248, and the median home value is $344,300. The population density is 1,820 people per square mile. There are active mortgage liens totaling $359,242 recorded against this property.

20309 SW 86 CT, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2000 to 2022, with 4 recorded transactions in the public record.

The current assessed value represents 69% of the most recent sale price. This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase. Based on the most recent sale, this property traded at $386 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

LAURA RIVAS
20309 SW 86 CT, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$3,787 — $6,897
Flood $400 — $800
Property/Wind $3,387 — $6,097

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$59,248
Median Home Value$344,300
Pop. Density1,820/sq mi

Neighborhood 20309

100%
Owner-Occ
0%
Investor
1
Flips (4yr)
0
New Biz (3yr)
Distress Risk
LOW
16
View full risk analysis →

Mortgages

ACTIVE
$374,900
~$359,242 bal.
UNITED WHOLESALE MORTGAGE LLC · 2022-09-27
Est. Total Balance $359,242
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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