20401 SW 81 AVE, Cutler Bay, FL 33189

Parcel: 3660100130220 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$234,295

Property Details

Beds
3
Baths
2.5
Living Sqft
1,924
Year Built
1989
Lot Sqft
10,965
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$100non-market transfer
2014-07-29
LINDA GARCIA VIETALINDA GARCIA VIETA LE
2
$100non-market transfer
2015-10-03
LINDA GARCIA VIETA LELINDA GARCIA VIETA
3
$120,000
2018-06-26
LINDA GARCIA VIETALINDA R GARCIA VIETA

Tax Assessment History

$234,295
Assessed (2025)
$602,215
Market Value
$183,573
Taxable Value
$3,737
Annual Tax
2024
$227,692
$621,908
2025
$234,295
$602,215
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $234,295 $602,215 $183,573 $3,737
2024 $227,692 $621,908 $177,692 $3,618

About 20401 SW 81 AVE, Cutler Bay, FL 33189

20401 SW 81 AVE, Cutler Bay, FL 33189 is a 3-bedroom, 2.5-bathroom residential - single family : 1 unit built in 1989 with 1,924 square feet of living space on a 10,965 square foot lot. The property is currently owned by LINDA R GARCIA VIETA GONZALO E GARCIA VIETA, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2018-06-26 for $120,000, when LINDA GARCIA VIETA sold to LINDA R GARCIA VIETA . The property has appreciated $119,900 (119900%) since the prior sale of $100 on 2015-10-03. There are 3 recorded sales for this property.

The 2025 assessed value is $234,295 with a market value of $602,215. This breaks down to $343,612 for the land and $258,603 for the building. The assessed value increased 3% from $227,692 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone.

The median household income in this area is $108,165, and the median home value is $575,000. The population density is 3,712 people per square mile. There are active mortgage liens totaling $242,113 recorded against this property.

20401 SW 81 AVE, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2014 to 2018, with 3 recorded transactions in the public record.

The current assessed value represents 195% of the most recent sale price. This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $62 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

LINDA R GARCIA VIETA GONZALO E GARCIA VIETA
20401 SW 81 AVE, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$2,742 — $5,017
Flood $400 — $800
Property/Wind $2,342 — $4,217

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$108,165
Median Home Value$575,000
Pop. Density3,712/sq mi

Neighborhood 20401

100%
Owner-Occ
0%
Investor
1
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
34
View full risk analysis →

Mortgages

ACTIVE
$259,035
~$242,113 bal.
RP FUNDING INC · 2020-12-29
Est. Total Balance $242,113
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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