20421 SW 81 AVE, Cutler Bay, FL 33189

Parcel: 3660100130200 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$241,927

Property Details

Beds
5
Baths
3
Living Sqft
2,344
Year Built
1986
Lot Sqft
11,105
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
N/Anon-market transfer
2002-05-01
2
$181,000
2002-08-01
3
$250,000+38%
2002-12-01

Tax Assessment History

$241,927
Assessed (2025)
$632,047
Market Value
$191,205
Taxable Value
$3,893
Annual Tax
2024
$235,109
$650,603
2025
$241,927
$632,047
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $241,927 $632,047 $191,205 $3,893
2024 $235,109 $650,603 $185,109 $3,769

About 20421 SW 81 AVE, Cutler Bay, FL 33189

20421 SW 81 AVE, Cutler Bay, FL 33189 is a 5-bedroom, 3-bathroom residential - single family : 1 unit built in 1986 with 2,344 square feet of living space on a 11,105 square foot lot. The property is currently owned by CHARLES A SANZ, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2002-12-01 for $250,000. The property has appreciated $69,000 (38%) since the prior sale of $181,000 on 2002-08-01. There are 3 recorded sales for this property.

The 2025 assessed value is $241,927 with a market value of $632,047. This breaks down to $346,062 for the land and $285,985 for the building. The assessed value increased 3% from $235,109 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone.

The median household income in this area is $108,165, and the median home value is $575,000. The population density is 3,712 people per square mile. There are active mortgage liens totaling $120,330 recorded against this property.

20421 SW 81 AVE, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2002 to 2002, with 3 recorded transactions in the public record.

The current assessed value represents 97% of the most recent sale price. Based on the most recent sale, this property traded at $107 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

CHARLES A SANZ
20421 SW 81 AVE, MIAMI, FL, 33189-2604
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$2,819 — $5,154
Flood $400 — $800
Property/Wind $2,419 — $4,354

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$108,165
Median Home Value$575,000
Pop. Density3,712/sq mi

Neighborhood 20421

100%
Owner-Occ
0%
Investor
2
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
29
View full risk analysis →

Mortgages

ACTIVE
$150,000
~$120,330 bal.
ZILLOW HOME LOANS LLC · 2021-12-13
Est. Total Balance $120,330
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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