7970 SW 198 ST, Cutler Bay, FL 33189

Parcel: 3660100070500 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$539,648

Property Details

Beds
3
Baths
2.5
Living Sqft
2,032
Year Built
1989
Lot Sqft
8,058
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$192,500
2010-06-17
WELLS FARGO BANK NAAMANDA C MELLOWSPRING
2
$260,000+35%
2013-09-26
AMANDA C MELLOWSPRINGMATHEW MASTERS
3
$565,000+117%
2021-11-10
MATHEW MASTERS LUIS R DE OJEDA CASTELLANOS

Tax Assessment History

$539,648
Assessed (2025)
$579,508
Market Value
$488,926
Taxable Value
$9,954
Annual Tax
2024
$524,440
$602,847
2025
$539,648
$579,508
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $539,648 $579,508 $488,926 $9,954
2024 $524,440 $602,847 $474,440 $9,659

About 7970 SW 198 ST, Cutler Bay, FL 33189

7970 SW 198 ST, Cutler Bay, FL 33189 is a 3-bedroom, 2.5-bathroom residential - single family : 1 unit built in 1989 with 2,032 square feet of living space on a 8,058 square foot lot. The property is currently owned by LUIS R DE OJEDA CASTELLANOS MARIA LUISA FERNANDA ARIAS, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2021-11-10 for $565,000, when MATHEW MASTERS sold to LUIS R DE OJEDA CASTELLANOS. The property has appreciated $305,000 (117%) since the prior sale of $260,000 on 2013-09-26. There are 3 recorded sales for this property.

The 2025 assessed value is $539,648 with a market value of $579,508. This breaks down to $241,740 for the land and $337,768 for the building. The assessed value increased 3% from $524,440 in 2024.

The property has the following tax exemptions: homestead. The median household income in this area is $108,165, and the median home value is $575,000. The population density is 3,712 people per square mile.

There are active mortgage liens totaling $404,196 recorded against this property. 7970 SW 198 ST, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 2010 to 2021, with 3 recorded transactions in the public record. The current assessed value represents 96% of the most recent sale price. Based on the most recent sale, this property traded at $278 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

LUIS R DE OJEDA CASTELLANOS MARIA LUISA FERNANDA ARIAS
7970 SW 198 ST, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$5,796 — $10,513
Flood $400 — $800
Property/Wind $5,396 — $9,713

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$108,165
Median Home Value$575,000
Pop. Density3,712/sq mi

Neighborhood 33189

59%
Owner-Occ
41%
Investor
77
Flips (4yr)
1,212
New Biz (3yr)
Distress Risk
MODERATE
31
View full risk analysis →

Mortgages

ACTIVE
$425,600
~$404,196 bal.
UNITED WHOLESALE MORTGAGE LLC · 2022-02-10
1 satisfied mortgage
SATISFIED 2021-12-14
$425,600
UNITED WHOLESALE MORTGAGE LLC
Est. Total Balance $404,196
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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