20531 SW 84 AVE, Cutler Bay, FL 33189

Parcel: 3660100010630 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$204,454

Property Details

Beds
4
Baths
2
Living Sqft
2,006
Year Built
1973
Lot Sqft
10,735
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$72,500
1978-09-01
2
$25,000-66%
1993-02-01
3
$118,000+372%
1994-03-01

Tax Assessment History

$204,454
Assessed (2025)
$537,182
Market Value
$153,732
Taxable Value
$3,130
Annual Tax
2024
$198,692
$553,047
2025
$204,454
$537,182
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $204,454 $537,182 $153,732 $3,130
2024 $198,692 $553,047 $148,692 $3,027

About 20531 SW 84 AVE, Cutler Bay, FL 33189

20531 SW 84 AVE, Cutler Bay, FL 33189 is a 4-bedroom, 2-bathroom residential - single family : 1 unit built in 1973 with 2,006 square feet of living space on a 10,735 square foot lot. The property is currently owned by RACHEL ANNE SPENCER, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 1994-03-01 for $118,000. The property has appreciated $93,000 (372%) since the prior sale of $25,000 on 1993-02-01. There are 3 recorded sales for this property.

The 2025 assessed value is $204,454 with a market value of $537,182. This breaks down to $287,025 for the land and $250,157 for the building. The assessed value increased 3% from $198,692 in 2024.

The property has the following tax exemptions: homestead. The median household income in this area is $108,165, and the median home value is $575,000. The population density is 3,712 people per square mile.

20531 SW 84 AVE, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1978 to 1994, with 3 recorded transactions in the public record.

The current assessed value represents 173% of the most recent sale price. This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $59 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

RACHEL ANNE SPENCER
20531 SW 84 AVE, MIAMI, FL, 33189-2615
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$2,444 — $4,480
Flood $400 — $800
Property/Wind $2,044 — $3,680

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$108,165
Median Home Value$575,000
Pop. Density3,712/sq mi

Neighborhood 20531

100%
Owner-Occ
0%
Investor
1
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
20
View full risk analysis →
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