20981 SW 92 CT, Cutler Bay, FL 33189

Parcel: 3660090330940 · Residential - Single Family · Cluster Home · Zoning: 0100

Assessed Value (2025)
$349,847

Property Details

Beds
4
Baths
3
Living Sqft
2,545
Year Built
2008
Lot Sqft
5,733
Stories
2
RESIDENTIAL - SINGLE FAMILY : CLUSTER HOME

Sales History

1
$340,000
2015-01-16
ANGEL J LARRAMENDI &W BARBARA CAUSLEY T JARRETT
2
$145,500-57%
2017-06-09
CAUSLEY T JARRETTCAUSLEY T JARRETT
3
$79,000-46%
2024-08-14
CAUSLEY T JARRETTNICOLE A FERGUSON
4
$79,000
2024-10-18

Tax Assessment History

$349,847
Assessed (2025)
$572,047
Market Value
$299,125
Taxable Value
$6,090
Annual Tax
2024
$339,988
$576,428
2025
$349,847
$572,047
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $349,847 $572,047 $299,125 $6,090
2024 $339,988 $576,428 $289,988 $5,904

About 20981 SW 92 CT, Cutler Bay, FL 33189

20981 SW 92 CT, Cutler Bay, FL 33189 is a 4-bedroom, 3-bathroom residential - single family : cluster home built in 2008 with 2,545 square feet of living space on a 5,733 square foot lot. The property is currently owned by NICOLE A FERGUSON VIRGINIA M FERGUSON, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2024-10-18 for $79,000. There are 4 recorded sales for this property. The 2025 assessed value is $349,847 with a market value of $572,047.

This breaks down to $203,908 for the land and $368,139 for the building. The assessed value increased 3% from $339,988 in 2024. The property has the following tax exemptions: homestead.

The median household income in this area is $67,095, and the median home value is $480,200. The population density is 6,121 people per square mile. 20981 SW 92 CT, Cutler Bay, FL 33189 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2015 to 2024, with 4 recorded transactions in the public record. The current assessed value represents 443% of the most recent sale price.

This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $31 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

NICOLE A FERGUSON VIRGINIA M FERGUSON
20981 SW 92 CT, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$2,499 — $4,298
Flood $400 — $800
Property/Wind $2,099 — $3,498

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$67,095
Median Home Value$480,200
Pop. Density6,121/sq mi

Neighborhood 20981

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
LOW
8
View full risk analysis →
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