20406 SW 89 AVE, Cutler Bay, FL 33189

Parcel: 3660090301270 · Residential - Single Family · Cluster Home · Zoning: 0100

Assessed Value (2025)
$594,264

Property Details

Beds
4
Baths
2
Living Sqft
2,215
Year Built
2005
Lot Sqft
9,614
Stories
1
RESIDENTIAL - SINGLE FAMILY : CLUSTER HOME

Sales History

1
$440,000
2006-06-01
2
$196,000-55%
2011-12-30
DOLCE C ORTALIZTATIANA DEL CARMEN DULCE
3
$52,400-73%
2020-11-06
TATIANA DEL CARMEN DULCECHRISTOPHER ROY

Tax Assessment History

$594,264
Assessed (2025)
$662,602
Market Value
$543,542
Taxable Value
$11,066
Annual Tax
2024
$577,517
$667,493
2025
$594,264
$662,602
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $594,264 $662,602 $543,542 $11,066
2024 $577,517 $667,493 $527,517 $10,740

About 20406 SW 89 AVE, Cutler Bay, FL 33189

20406 SW 89 AVE, Cutler Bay, FL 33189 is a 4-bedroom, 2-bathroom residential - single family : cluster home built in 2005 with 2,215 square feet of living space on a 9,614 square foot lot. The property is currently owned by CHRISTOPHER ROY, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2020-11-06 for $52,400, when TATIANA DEL CARMEN DULCE sold to CHRISTOPHER ROY. The property sold for $143,600 less than the prior sale of $196,000 on 2011-12-30. There are 3 recorded sales for this property.

The 2025 assessed value is $594,264 with a market value of $662,602. This breaks down to $257,631 for the land and $404,971 for the building. The assessed value increased 3% from $577,517 in 2024.

The property has the following tax exemptions: homestead. The median household income in this area is $67,095, and the median home value is $480,200. The population density is 6,121 people per square mile.

20406 SW 89 AVE, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2006 to 2020, with 3 recorded transactions in the public record.

The current assessed value represents 1134% of the most recent sale price. This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $24 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

CHRISTOPHER ROY
20406 SW 89 AVE, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$3,965 — $6,742
Flood $400 — $800
Property/Wind $3,565 — $5,942

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$67,095
Median Home Value$480,200
Pop. Density6,121/sq mi

Neighborhood 20406

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
LOW
10
View full risk analysis →
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