20788 SW 89 PATH, Cutler Bay, FL 33189

Parcel: 3660090300760 · Residential - Single Family · Cluster Home · Zoning: 0100

Assessed Value (2025)
$272,573

Property Details

Beds
3
Baths
2
Living Sqft
2,126
Year Built
2005
Lot Sqft
7,036
Stories
2
RESIDENTIAL - SINGLE FAMILY : CLUSTER HOME

Sales History

1
$244,171
2005-03-01
2
$280,000+15%
2014-06-30
ROBERTO GONZALEZ &WCARLOS DANIEL CUCHET
3
$630,000+125%
2025-03-06
CARLOS DANIEL CUCHETALFONSO D FLORES
4
$630,000
2025-03-12

Tax Assessment History

$272,573
Assessed (2025)
$530,893
Market Value
$221,851
Taxable Value
$4,517
Annual Tax
2024
$264,892
$534,730
2025
$272,573
$530,893
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $272,573 $530,893 $221,851 $4,517
2024 $264,892 $534,730 $214,892 $4,375

About 20788 SW 89 PATH, Cutler Bay, FL 33189

20788 SW 89 PATH, Cutler Bay, FL 33189 is a 3-bedroom, 2-bathroom residential - single family : cluster home built in 2005 with 2,126 square feet of living space on a 7,036 square foot lot. The property is currently owned by ALFONSO D FLORES EMYLEE E GIRALDO, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2025-03-12 for $630,000. There are 4 recorded sales for this property. The 2025 assessed value is $272,573 with a market value of $530,893.

This breaks down to $220,094 for the land and $310,799 for the building. The assessed value increased 3% from $264,892 in 2024. The property has the following tax exemptions: homestead.

The median household income in this area is $67,095, and the median home value is $480,200. The population density is 6,121 people per square mile. There are active mortgage liens totaling $497,586 recorded against this property.

20788 SW 89 PATH, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2005 to 2025, with 4 recorded transactions in the public record.

The current assessed value represents 43% of the most recent sale price. This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase. Based on the most recent sale, this property traded at $296 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

ALFONSO D FLORES EMYLEE E GIRALDO
20788 SW 89 PATH, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$2,035 — $3,800
Flood $400 — $800
Property/Wind $1,635 — $3,000

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$67,095
Median Home Value$480,200
Pop. Density6,121/sq mi

Neighborhood 20788

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
LOW
6
View full risk analysis →

Mortgages

ACTIVE
$504,000
~$497,586 bal.
UNITED WHOLESALE MORTGAGE LLC · 2025-03-12
Est. Total Balance $497,586
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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