20455 SW 93 AVE, Cutler Bay, FL 33189

Parcel: 3660090280380 · Residential - Single Family · Residential · Zoning: 3001

Assessed Value (2025)
$374,189

Property Details

Beds
4
Baths
2
Living Sqft
1,468
Year Built
2003
Lot Sqft
3,553
Stories
1
RESIDENTIAL - SINGLE FAMILY : RESIDENTIAL - TOTAL VALUE

Sales History

1
$137,990
2004-01-01
2
$419,000+204%
2022-03-08
RICARDO D PAEZCARLOS E SAUCEDA

Tax Assessment History

$374,189
Assessed (2025)
$389,766
Market Value
$323,467
Taxable Value
$6,586
Annual Tax
2024
$363,644
$392,249
2025
$374,189
$389,766
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $374,189 $389,766 $323,467 $6,586
2024 $363,644 $392,249 $313,644 $6,386

About 20455 SW 93 AVE, Cutler Bay, FL 33189

20455 SW 93 AVE, Cutler Bay, FL 33189 is a 4-bedroom, 2-bathroom residential - single family : residential - total value built in 2003 with 1,468 square feet of living space on a 3,553 square foot lot. The property is currently owned by CARLOS E SAUCEDA RAQUEL A FERNANDEZ, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2022-03-08 for $419,000, when RICARDO D PAEZ sold to CARLOS E SAUCEDA. The property has appreciated $281,010 (204%) since the prior sale of $137,990 on 2004-01-01. The 2025 assessed value is $374,189 with a market value of $389,766.

This breaks down to $176,325 for the land and $213,441 for the building. The assessed value increased 3% from $363,644 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $76,722, and the median home value is $410,100.

The population density is 7,642 people per square mile. There are active mortgage liens totaling $389,801 recorded against this property. 20455 SW 93 AVE, Cutler Bay, FL 33189 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2004 to 2022, with 2 recorded transactions in the public record. The current assessed value represents 89% of the most recent sale price.

Based on the most recent sale, this property traded at $285 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

CARLOS E SAUCEDA RAQUEL A FERNANDEZ
20455 SW 93 AVE, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$2,645 — $4,541
Flood $400 — $800
Property/Wind $2,245 — $3,741

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,722
Median Home Value$410,100
Pop. Density7,642/sq mi

Neighborhood 20455

100%
Owner-Occ
0%
Investor
1
Flips (4yr)
0
New Biz (3yr)
Distress Risk
LOW
16
View full risk analysis →

Mortgages

ACTIVE
$409,543
~$389,801 bal.
PENNYMAC LOAN SERVICES LLC · 2022-03-23
Est. Total Balance $389,801
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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