20440 SW 92 PL, Cutler Bay, FL 33189

Parcel: 3660090150070 · Multifamily 2-9 Units · 2 Living Units · Zoning: 3001

Assessed Value (2025)
$350,768

Property Details

Beds
5
Baths
3
Living Sqft
2,336
Year Built
1977
Lot Sqft
7,500
Stories
1
MULTIFAMILY 2-9 UNITS : 2 LIVING UNITS

Sales History

1
$69,000
1978-06-01
2
$95,000+38%
1990-02-01
3
$108,000+14%
1997-10-01

Tax Assessment History

$350,768
Assessed (2025)
$503,069
Market Value
$350,768
Taxable Value
$7,141
Annual Tax
2024
$319,267
$474,924
2025
$350,768
$503,069
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $350,768 $503,069 $350,768 $7,141
2024 $319,267 $474,924 $319,267 $6,500

About 20440 SW 92 PL, Cutler Bay, FL 33189

20440 SW 92 PL, Cutler Bay, FL 33189 is a 5-bedroom, 3-bathroom multifamily 2-9 units : 2 living units built in 1977 with 2,336 square feet of living space on a 7,500 square foot lot. The property is currently owned by SARA GORSKI, recorded as of 2026-04-19. The mailing address differs from the property address, suggesting this may be an investment property or rental.

The most recent sale was on 1997-10-01 for $108,000. The property has appreciated $13,000 (14%) since the prior sale of $95,000 on 1990-02-01. There are 3 recorded sales for this property.

The 2025 assessed value is $350,768 with a market value of $503,069. This breaks down to $255,000 for the land and $248,069 for the building. The assessed value increased 10% from $319,267 in 2024.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $76,722, and the median home value is $410,100.

The population density is 7,642 people per square mile. 20440 SW 92 PL, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 1978 to 1997, with 3 recorded transactions in the public record. The current assessed value represents 325% of the most recent sale price. This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal.

Based on the most recent sale, this property traded at $46 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Building Permits (1)

Permit #TypeStatusCost
N1994238346 electrical expired

Current Owner

SARA GORSKI
33 A RAY E TALLEY CT # 322, SIMPSONVILLE, SC, 29680
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$3,907 — $7,113
Flood $400 — $800
Property/Wind $3,507 — $6,313

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,722
Median Home Value$410,100
Pop. Density7,642/sq mi

Neighborhood 20440

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
21
View full risk analysis →
Zoom in to see property sales