20310 FRANJO RD, Cutler Bay, FL 33189

Parcel: 3660090110380 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$180,513

Property Details

Beds
4
Baths
2
Living Sqft
1,695
Year Built
1973
Lot Sqft
8,325
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$265,000
2005-01-01
2
N/Anon-market transfer
2005-03-01
3
$98,248
2007-03-09
NORMAN TORRES &W GLORIAGLORIA TORRES

Tax Assessment History

$180,513
Assessed (2025)
$490,359
Market Value
$129,791
Taxable Value
$2,642
Annual Tax
2024
$175,426
$492,181
2025
$180,513
$490,359
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $180,513 $490,359 $129,791 $2,642
2024 $175,426 $492,181 $125,426 $2,554

About 20310 FRANJO RD, Cutler Bay, FL 33189

20310 FRANJO RD, Cutler Bay, FL 33189 is a 4-bedroom, 2-bathroom residential - single family : 1 unit built in 1973 with 1,695 square feet of living space on a 8,325 square foot lot. The property is currently owned by GLORIA TORRES MARVIN TORRES, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2007-03-09 for $98,248, when NORMAN TORRES &W GLORIA sold to GLORIA TORRES. There are 3 recorded sales for this property. The 2025 assessed value is $180,513 with a market value of $490,359.

This breaks down to $248,625 for the land and $241,734 for the building. The assessed value increased 3% from $175,426 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $76,722, and the median home value is $410,100.

The population density is 7,642 people per square mile. There are active mortgage liens totaling $302,077 recorded against this property. 20310 FRANJO RD, Cutler Bay, FL 33189 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2005 to 2007, with 3 recorded transactions in the public record. The current assessed value represents 184% of the most recent sale price.

This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $58 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

GLORIA TORRES MARVIN TORRES
20310 FRANJO RD, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$2,205 — $4,049
Flood $400 — $800
Property/Wind $1,805 — $3,249

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,722
Median Home Value$410,100
Pop. Density7,642/sq mi

Neighborhood 20310

100%
Owner-Occ
0%
Investor
2
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →

Mortgages

ACTIVE
$320,000
~$302,077 bal.
NATIONSTAR MORTGAGE LLC · 2021-08-26
Est. Total Balance $302,077
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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