20125 OCEAN CURVE DR, Cutler Bay, FL 33189

Parcel: 3660090091850 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$314,084

Property Details

Beds
3
Baths
2
Living Sqft
1,202
Year Built
1956
Lot Sqft
9,174
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
N/Anon-market transfer
1994-08-01
2
$287,000
2007-07-01
3
N/Anon-market transfer
2013-03-18
ROBERT G ELGER JR &WVIRGINIA ELGER

Tax Assessment History

$314,084
Assessed (2025)
$412,013
Market Value
$314,084
Taxable Value
$6,394
Annual Tax
2024
$285,531
$412,037
2025
$314,084
$412,013
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $314,084 $412,013 $314,084 $6,394
2024 $285,531 $412,037 $285,531 $5,813

About 20125 OCEAN CURVE DR, Cutler Bay, FL 33189

20125 OCEAN CURVE DR, Cutler Bay, FL 33189 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1956 with 1,202 square feet of living space on a 9,174 square foot lot. The property is currently owned by VIRGINIA ELGER, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

There are 3 recorded sales for this property. The 2025 assessed value is $314,084 with a market value of $412,013. This breaks down to $261,360 for the land and $150,653 for the building.

The assessed value increased 10% from $285,531 in 2024. This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X.

The median household income in this area is $76,722, and the median home value is $410,100. The population density is 7,642 people per square mile. 20125 OCEAN CURVE DR, Cutler Bay, FL 33189 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1994 to 2013, with 3 recorded transactions in the public record..

Current Owner

VIRGINIA ELGER
20125 OCEAN CURVE, MIAMI, FL, 33189
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$4,169 — $7,709
Flood $400 — $800
Property/Wind $3,769 — $6,909

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,722
Median Home Value$410,100
Pop. Density7,642/sq mi

Neighborhood 20125

100%
Owner-Occ
0%
Investor
2
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
23
View full risk analysis →
Zoom in to see property sales