20045 OCEAN CURVE DR, Cutler Bay, FL 33189

Parcel: 3660090091820 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$260,758

Property Details

Beds
3
Baths
2
Living Sqft
1,230
Year Built
1956
Lot Sqft
9,350
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
N/Anon-market transfer
2019-05-30
THAIMI FINA THAIMI FINA
2
$299,000
2019-05-30
NIURKA R DREIBELBISTHAIMI FINA
3
$100non-market transfer
2021-04-26
THAIMI FINA THAIMI FINA

Tax Assessment History

$260,758
Assessed (2025)
$425,805
Market Value
$210,036
Taxable Value
$4,276
Annual Tax
2024
$253,410
$427,768
2025
$260,758
$425,805
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $260,758 $425,805 $210,036 $4,276
2024 $253,410 $427,768 $203,410 $4,141

About 20045 OCEAN CURVE DR, Cutler Bay, FL 33189

20045 OCEAN CURVE DR, Cutler Bay, FL 33189 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1956 with 1,230 square feet of living space on a 9,350 square foot lot. The property is currently owned by THAIMI FINA, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2021-04-26 for $100, when THAIMI FINA sold to THAIMI FINA. There are 3 recorded sales for this property. The 2025 assessed value is $260,758 with a market value of $425,805.

This breaks down to $264,000 for the land and $161,805 for the building. The assessed value increased 3% from $253,410 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $76,722, and the median home value is $410,100.

The population density is 7,642 people per square mile. There are active mortgage liens totaling $282,516 recorded against this property. 20045 OCEAN CURVE DR, Cutler Bay, FL 33189 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2019 to 2021, with 3 recorded transactions in the public record..

Current Owner

THAIMI FINA
20045 OCEAN CURVE DR, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$3,529 — $6,536
Flood $400 — $800
Property/Wind $3,129 — $5,736

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,722
Median Home Value$410,100
Pop. Density7,642/sq mi

Neighborhood 20045

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
LOW
10
View full risk analysis →

Mortgages

ACTIVE
$300,500
~$282,516 bal.
AMERICAN BANCHSHARES MORTGAGE LLC · 2021-05-07
Est. Total Balance $282,516
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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