20325 RANCH RD, Cutler Bay, FL 33189

Parcel: 3660090091160 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$232,623

Property Details

Beds
4
Baths
2
Living Sqft
1,374
Year Built
1959
Lot Sqft
20,000
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$390,000
2020-12-23
DAVID MARTINEZSOL LIBERTAD GONZALEZ
2
$100non-market transfer
2022-01-20
SOL LIBERTAD GONZALEZ SOL LIBERTAD GONZALEZ TRS
3
$650,000
2025-06-09
SOL LIBERTAD GONZALEZ TRSLUIS AGUIAR JR
4
$650,000
2025-06-18

Tax Assessment History

$232,623
Assessed (2025)
$555,715
Market Value
$181,901
Taxable Value
$3,703
Annual Tax
2024
$226,068
$558,244
2025
$232,623
$555,715
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $232,623 $555,715 $181,901 $3,703
2024 $226,068 $558,244 $176,068 $3,585

About 20325 RANCH RD, Cutler Bay, FL 33189

20325 RANCH RD, Cutler Bay, FL 33189 is a 4-bedroom, 2-bathroom residential - single family : 1 unit built in 1959 with 1,374 square feet of living space on a 20,000 square foot lot. The property is currently owned by LUIS AGUIAR JR KAYLE PEREZ, recorded as of 2026-04-19. The mailing address differs from the property address, suggesting this may be an investment property or rental.

The most recent sale was on 2025-06-18 for $650,000. There are 4 recorded sales for this property. The 2025 assessed value is $232,623 with a market value of $555,715.

This breaks down to $353,250 for the land and $202,465 for the building. The assessed value increased 3% from $226,068 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $76,722, and the median home value is $410,100.

The population density is 7,642 people per square mile. There are active mortgage liens totaling $458,290 recorded against this property. 20325 RANCH RD, Cutler Bay, FL 33189 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2020 to 2025, with 4 recorded transactions in the public record. The current assessed value represents 36% of the most recent sale price.

This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase. Based on the most recent sale, this property traded at $473 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Building Permits (1)

Permit #TypeStatusCost
S2003208761 limp expired

Current Owner

LUIS AGUIAR JR KAYLE PEREZ
2023 RANCH RD, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$3,191 — $5,917
Flood $400 — $800
Property/Wind $2,791 — $5,117

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,722
Median Home Value$410,100
Pop. Density7,642/sq mi

Neighborhood 20325

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
LOW
19
View full risk analysis →

Mortgages

ACTIVE
$462,962
~$458,290 bal.
FREEDOM MORTGAGE CORP · 2025-06-18
1 satisfied mortgage
SATISFIED 2023-06-14
$35,000
EDUCATIONAL FCU
Est. Total Balance $458,290
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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