20315 RANCH RD, Cutler Bay, FL 33189

Parcel: 3660090091150 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$363,663

Property Details

Beds
3
Baths
2
Living Sqft
1,242
Year Built
1959
Lot Sqft
10,318
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$15,000
1992-12-01
2
$100non-market transfer
2015-02-27
JAIME SANZ JOSE JAIME SANZ
3
$230,000
2016-11-29
JOSE JAIME SANZ FENGPING GUO

Tax Assessment History

$363,663
Assessed (2025)
$440,314
Market Value
$363,663
Taxable Value
$7,404
Annual Tax
2024
$330,603
$442,625
2025
$363,663
$440,314
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $363,663 $440,314 $363,663 $7,404
2024 $330,603 $442,625 $330,603 $6,731

About 20315 RANCH RD, Cutler Bay, FL 33189

20315 RANCH RD, Cutler Bay, FL 33189 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1959 with 1,242 square feet of living space on a 10,318 square foot lot. The property is currently owned by FENGPING GUO, recorded as of 2026-04-19. The mailing address differs from the property address, suggesting this may be an investment property or rental.

The most recent sale was on 2016-11-29 for $230,000, when JOSE JAIME SANZ sold to FENGPING GUO. The property has appreciated $229,900 (229900%) since the prior sale of $100 on 2015-02-27. There are 3 recorded sales for this property.

The 2025 assessed value is $363,663 with a market value of $440,314. This breaks down to $278,520 for the land and $161,794 for the building. The assessed value increased 10% from $330,603 in 2024.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $76,722, and the median home value is $410,100.

The population density is 7,642 people per square mile. 20315 RANCH RD, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 1992 to 2016, with 3 recorded transactions in the public record. The current assessed value represents 158% of the most recent sale price. This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal.

Based on the most recent sale, this property traded at $185 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

FENGPING GUO
6321 SW 80 ST, MIAMI, FL, 33143
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$4,763 — $8,800
Flood $400 — $800
Property/Wind $4,363 — $8,000

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,722
Median Home Value$410,100
Pop. Density7,642/sq mi

Neighborhood 20315

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
29
View full risk analysis →
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