20520 JACARANDA RD, Cutler Bay, FL 33189

Parcel: 3660090090450 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$114,407

Property Details

Beds
3
Baths
2
Living Sqft
1,636
Year Built
1956
Lot Sqft
9,225
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$1non-market transfer
1977-05-01
2
$55,000
1989-10-01

Tax Assessment History

$114,407
Assessed (2025)
$428,709
Market Value
$63,685
Taxable Value
$1,297
Annual Tax
2024
$111,183
$428,735
2025
$114,407
$428,709
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $114,407 $428,709 $63,685 $1,297
2024 $111,183 $428,735 $61,183 $1,246

About 20520 JACARANDA RD, Cutler Bay, FL 33189

20520 JACARANDA RD, Cutler Bay, FL 33189 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1956 with 1,636 square feet of living space on a 9,225 square foot lot. The property is currently owned by LAURA J OSWALD, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 1989-10-01 for $55,000. The property has appreciated $54,999 (5499900%) since the prior sale of $1 on 1977-05-01. The 2025 assessed value is $114,407 with a market value of $428,709.

This breaks down to $262,125 for the land and $166,584 for the building. The assessed value increased 3% from $111,183 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $76,722, and the median home value is $410,100.

The population density is 7,642 people per square mile. 20520 JACARANDA RD, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 1977 to 1989, with 2 recorded transactions in the public record. The current assessed value represents 208% of the most recent sale price. This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal.

Based on the most recent sale, this property traded at $34 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

LAURA J OSWALD
20520 JACARANDA RD, MIAMI, FL, 33189-2408
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$1,900 — $3,800
Flood $400 — $800
Property/Wind $1,500 — $3,000

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,722
Median Home Value$410,100
Pop. Density7,642/sq mi

Neighborhood 20520

100%
Owner-Occ
0%
Investor
2
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
34
View full risk analysis →
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