20625 ISLAND RD, Cutler Bay, FL 33189

Parcel: 3660090090330 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$430,999

Property Details

Beds
3
Baths
2
Living Sqft
1,125
Year Built
1956
Lot Sqft
9,840
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
N/Anon-market transfer
2021-11-15
SARA L SERRA EST OFJUAN A SERRA
2
$100non-market transfer
2021-12-04
JUAN A SERRAJUAN A SERRA
3
$460,000
2022-09-27
JUAN A SERRAMARIA DE LOS ANGELES MEDEROS
4
$460,000
2022-09-30

Tax Assessment History

$430,999
Assessed (2025)
$430,999
Market Value
$380,277
Taxable Value
$7,742
Annual Tax
2024
$417,168
$432,208
2025
$430,999
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $430,999 $430,999 $380,277 $7,742
2024 $417,168 $432,208 $417,168 $8,493

About 20625 ISLAND RD, Cutler Bay, FL 33189

20625 ISLAND RD, Cutler Bay, FL 33189 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1956 with 1,125 square feet of living space on a 9,840 square foot lot. The property is currently owned by MARIA DE LOS ANGELES MEDEROS STEVEN RALPH HERNANDEZ, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2022-09-30 for $460,000. There are 4 recorded sales for this property. The 2025 assessed value is $430,999 with a market value of $430,999.

This breaks down to $271,350 for the land and $159,649 for the building. The assessed value increased 3% from $417,168 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $76,722, and the median home value is $410,100.

The population density is 7,642 people per square mile. There are active mortgage liens totaling $417,107 recorded against this property. 20625 ISLAND RD, Cutler Bay, FL 33189 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2021 to 2022, with 4 recorded transactions in the public record. The current assessed value represents 94% of the most recent sale price.

Based on the most recent sale, this property traded at $409 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

MARIA DE LOS ANGELES MEDEROS STEVEN RALPH HERNANDEZ
20625 ISLAND RD, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$5,571 — $10,281
Flood $400 — $800
Property/Wind $5,171 — $9,481

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,722
Median Home Value$410,100
Pop. Density7,642/sq mi

Neighborhood 20625

100%
Owner-Occ
0%
Investor
1
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
24
View full risk analysis →

Mortgages

ACTIVE
$435,286
~$417,107 bal.
UNITED WHOLESALE MORTGAGE LLC · 2022-09-30
1 satisfied mortgage
SATISFIED 2021-09-29
$32,550
SECRETARY HOUSING URBAN DEVELOPMENT
Est. Total Balance $417,107
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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