20525 ISLAND RD, Cutler Bay, FL 33189

Parcel: 3660090090290 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$481,786

Property Details

Beds
3
Baths
2
Living Sqft
1,344
Year Built
1956
Lot Sqft
14,073
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$365,000
2023-10-02
MARY V SIMMONSALISH PROPERTY SERVICES LLC
2
$100non-market transfer
2024-02-07
ALISH PROPERTY SERVICES LLCAR PROPERTY SERVICES LLC
3
N/A
2024-02-08
4
$599,000
2024-08-13
AR PROPERTY SERVICES LLCEDUARDO MARTINEZ
5
$599,000
2024-08-27

Tax Assessment History

$481,786
Assessed (2025)
$481,786
Market Value
$431,064
Taxable Value
$8,776
Annual Tax
2024
$481,808
2025
$481,786
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $481,786 $481,786 $431,064 $8,776
2024 $481,808 $481,808 $481,808 $9,809

About 20525 ISLAND RD, Cutler Bay, FL 33189

20525 ISLAND RD, Cutler Bay, FL 33189 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1956 with 1,344 square feet of living space on a 14,073 square foot lot. The property is currently owned by EDUARDO MARTINEZ LAURA BERRIOS, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2024-08-27 for $599,000. There are 5 recorded sales for this property. The 2025 assessed value is $481,786 with a market value of $481,786.

This breaks down to $334,845 for the land and $146,941 for the building. The assessed value decreased 0% from $481,808 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $76,722, and the median home value is $410,100.

The population density is 7,642 people per square mile. There are active mortgage liens totaling $558,157 recorded against this property. 20525 ISLAND RD, Cutler Bay, FL 33189 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2023 to 2024, with 5 recorded transactions in the public record. The current assessed value represents 80% of the most recent sale price.

Based on the most recent sale, this property traded at $446 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

EDUARDO MARTINEZ LAURA BERRIOS
20525 ISLAND RD, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$6,181 — $11,399
Flood $400 — $800
Property/Wind $5,781 — $10,599

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,722
Median Home Value$410,100
Pop. Density7,642/sq mi

Neighborhood 20525

100%
Owner-Occ
0%
Investor
2
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
31
View full risk analysis →

Mortgages

ACTIVE
$569,000
~$558,157 bal.
UNITED WHOLESALE MORTGAGE LLC · 2024-08-27
1 satisfied mortgage
SATISFIED 2024-02-08
$300,000
CB CAPITAL LLC
Est. Total Balance $558,157
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
Zoom in to see property sales