20700 ISLAND RD, Cutler Bay, FL 33189

Parcel: 3660090090230 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$150,868

Property Details

Beds
3
Baths
2
Living Sqft
1,453
Year Built
1956
Lot Sqft
9,840
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$108,500
1995-12-01
2
N/Anon-market transfer
2006-01-01
3
$612,000
2025-05-07
IDALINA HUNTYOEL IGARZA TORRES
4
$612,000
2025-05-28

Tax Assessment History

$150,868
Assessed (2025)
$445,207
Market Value
$100,146
Taxable Value
$2,039
Annual Tax
2024
$146,617
$446,617
2025
$150,868
$445,207
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $150,868 $445,207 $100,146 $2,039
2024 $146,617 $446,617 $96,617 $1,967

About 20700 ISLAND RD, Cutler Bay, FL 33189

20700 ISLAND RD, Cutler Bay, FL 33189 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1956 with 1,453 square feet of living space on a 9,840 square foot lot. The property is currently owned by YOEL IGARZA TORRES YESMIN HERNANDEZ SUAREZ, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2025-05-28 for $612,000. There are 4 recorded sales for this property. The 2025 assessed value is $150,868 with a market value of $445,207.

This breaks down to $271,350 for the land and $173,857 for the building. The assessed value increased 3% from $146,617 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $76,722, and the median home value is $410,100.

The population density is 7,642 people per square mile. There are active mortgage liens totaling $594,326 recorded against this property. 20700 ISLAND RD, Cutler Bay, FL 33189 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1995 to 2025, with 4 recorded transactions in the public record. The current assessed value represents 25% of the most recent sale price.

This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase. Based on the most recent sale, this property traded at $421 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

YOEL IGARZA TORRES YESMIN HERNANDEZ SUAREZ
20700 ISLAND RD, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$2,210 — $4,119
Flood $400 — $800
Property/Wind $1,810 — $3,319

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,722
Median Home Value$410,100
Pop. Density7,642/sq mi

Neighborhood 20700

100%
Owner-Occ
0%
Investor
1
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
30
View full risk analysis →

Mortgages

ACTIVE
$600,915
~$594,326 bal.
1ST 2ND MORTGAGE CO OF NEW JERSEY INC · 2025-05-28
Est. Total Balance $594,326
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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