9520 MONTEGO BAY DR, Cutler Bay, FL 33189

Parcel: 3660090090070 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$147,478

Property Details

Beds
3
Baths
2
Living Sqft
1,150
Year Built
1956
Lot Sqft
8,250
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$29,500
1974-07-01
2
$87,500+197%
1999-01-01

Tax Assessment History

$147,478
Assessed (2025)
$421,482
Market Value
$96,756
Taxable Value
$1,970
Annual Tax
2024
$143,322
$422,863
2025
$147,478
$421,482
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $147,478 $421,482 $96,756 $1,970
2024 $143,322 $422,863 $93,322 $1,900

About 9520 MONTEGO BAY DR, Cutler Bay, FL 33189

9520 MONTEGO BAY DR, Cutler Bay, FL 33189 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1956 with 1,150 square feet of living space on a 8,250 square foot lot. The property is currently owned by JORGE L SANTAMARIA &W DAPHNE M, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 1999-01-01 for $87,500. The property has appreciated $58,000 (197%) since the prior sale of $29,500 on 1974-07-01. The 2025 assessed value is $147,478 with a market value of $421,482.

This breaks down to $247,500 for the land and $173,982 for the building. The assessed value increased 3% from $143,322 in 2024. The property has the following tax exemptions: homestead.

The median household income in this area is $76,722, and the median home value is $410,100. The population density is 7,642 people per square mile. 9520 MONTEGO BAY DR, Cutler Bay, FL 33189 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1974 to 1999, with 2 recorded transactions in the public record. The current assessed value represents 169% of the most recent sale price.

This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $76 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

JORGE L SANTAMARIA &W DAPHNE M
9520 MONTEGO BAY DR, MIAMI, FL, 33189-2444
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$2,169 — $4,044
Flood $400 — $800
Property/Wind $1,769 — $3,244

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,722
Median Home Value$410,100
Pop. Density7,642/sq mi

Neighborhood 33189

59%
Owner-Occ
41%
Investor
77
Flips (4yr)
1,212
New Biz (3yr)
Distress Risk
MODERATE
31
View full risk analysis →
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