9610 MONTEGO BAY DR, Cutler Bay, FL 33189

Parcel: 3660090090030 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$442,506

Property Details

Beds
4
Baths
2
Living Sqft
2,027
Year Built
1956
Lot Sqft
8,250
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$259,500
2014-03-21
TROY BYRIEL & LESLIE S REEDREVA HENDRICKS
2
$279,000+8%
2017-04-06
REVA HENDRICKSJOSE GONZALEZ
3
$460,000+65%
2021-10-12
JOSE GONZALEZSAGRARIO DEL CARMEN GARCIA

Tax Assessment History

$442,506
Assessed (2025)
$495,179
Market Value
$391,784
Taxable Value
$7,976
Annual Tax
2024
$430,035
$498,477
2025
$442,506
$495,179
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $442,506 $495,179 $391,784 $7,976
2024 $430,035 $498,477 $380,035 $7,737

About 9610 MONTEGO BAY DR, Cutler Bay, FL 33189

9610 MONTEGO BAY DR, Cutler Bay, FL 33189 is a 4-bedroom, 2-bathroom residential - single family : 1 unit built in 1956 with 2,027 square feet of living space on a 8,250 square foot lot. The property is currently owned by SAGRARIO DEL CARMEN GARCIA, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2021-10-12 for $460,000, when JOSE GONZALEZ sold to SAGRARIO DEL CARMEN GARCIA. The property has appreciated $181,000 (65%) since the prior sale of $279,000 on 2017-04-06. There are 3 recorded sales for this property.

The 2025 assessed value is $442,506 with a market value of $495,179. This breaks down to $247,500 for the land and $247,679 for the building. The assessed value increased 3% from $430,035 in 2024.

The property has the following tax exemptions: homestead. The median household income in this area is $76,722, and the median home value is $410,100. The population density is 7,642 people per square mile.

There are active mortgage liens totaling $63,484 recorded against this property. 9610 MONTEGO BAY DR, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 2014 to 2021, with 3 recorded transactions in the public record. The current assessed value represents 96% of the most recent sale price. Based on the most recent sale, this property traded at $227 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

SAGRARIO DEL CARMEN GARCIA
9610 MONTEGO BAY DR, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$5,710 — $10,535
Flood $400 — $800
Property/Wind $5,310 — $9,735

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,722
Median Home Value$410,100
Pop. Density7,642/sq mi

Neighborhood 33189

59%
Owner-Occ
41%
Investor
77
Flips (4yr)
1,212
New Biz (3yr)
Distress Risk
MODERATE
31
View full risk analysis →

Mortgages

ACTIVE
$65,000
~$63,484 bal.
BAPTIST HEALTH SOUTH FLORIDA FCU · 2026-02-10
1 satisfied mortgage
SATISFIED 2021-11-15
$405,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Est. Total Balance $63,484
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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