21520 SW 97 PL, Cutler Bay, FL 33189

Parcel: 3660080190230 · Residential - Single Family · Cluster Home · Zoning: 0100

Assessed Value (2025)
$327,380

Property Details

Beds
3
Baths
2
Living Sqft
2,533
Year Built
1985
Lot Sqft
11,298
Stories
1
RESIDENTIAL - SINGLE FAMILY : CLUSTER HOME

Sales History

1
$105,900
1990-08-01
2
$225,000+112%
2009-08-14
STEPHEN J SMUTNY &W NADINE LYESSENIA PARRA
3
$325,000+44%
2017-07-14
YESSENIA PARRAALEXANDER DELGADO

Tax Assessment History

$327,380
Assessed (2025)
$560,854
Market Value
$276,658
Taxable Value
$5,633
Annual Tax
2024
$318,154
$526,160
2025
$327,380
$560,854
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $327,380 $560,854 $276,658 $5,633
2024 $318,154 $526,160 $268,154 $5,459

About 21520 SW 97 PL, Cutler Bay, FL 33189

21520 SW 97 PL, Cutler Bay, FL 33189 is a 3-bedroom, 2-bathroom residential - single family : cluster home built in 1985 with 2,533 square feet of living space on a 11,298 square foot lot. The property is currently owned by ALEXANDER DELGADO ALICIA DELGADO, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2017-07-14 for $325,000, when YESSENIA PARRA sold to ALEXANDER DELGADO. The property has appreciated $100,000 (44%) since the prior sale of $225,000 on 2009-08-14. There are 3 recorded sales for this property.

The 2025 assessed value is $327,380 with a market value of $560,854. This breaks down to $282,970 for the land and $277,884 for the building. The assessed value increased 3% from $318,154 in 2024.

The property has the following tax exemptions: homestead. The median household income in this area is $110,766, and the median home value is $442,800. The population density is 8,276 people per square mile.

There are active mortgage liens totaling $67,723 recorded against this property. 21520 SW 97 PL, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 1990 to 2017, with 3 recorded transactions in the public record. The current assessed value represents 101% of the most recent sale price. Based on the most recent sale, this property traded at $128 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

ALEXANDER DELGADO ALICIA DELGADO
21520 SW 97 PL, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$3,673 — $6,692
Flood $400 — $800
Property/Wind $3,273 — $5,892

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$110,766
Median Home Value$442,800
Pop. Density8,276/sq mi

Neighborhood 21520

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
LOW
15
View full risk analysis →

Mortgages

ACTIVE
$69,787
~$67,723 bal.
HOMETAP EQUITY PARTNERS LLC · 2026-01-09
2 satisfied mortgages
SATISFIED 2024-12-18
$535,500
UNITED WHOLESALE MORTGAGE LLC
SATISFIED 2021-08-31
$51,147
SECRETARY HOUSING URBAN DEVELOPMENT
Est. Total Balance $67,723
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
Zoom in to see property sales