20828 SW 103 PL, Cutler Bay, FL 33189

Parcel: 3660080160250 · Residential · Townhouse · Zoning: 3001

Assessed Value (2025)
$178,781

Property Details

Beds
2
Baths
1
Living Sqft
1,015
Year Built
1981
Lot Sqft
3,920
Stories
1
RESIDENTIAL - TOTAL VALUE : TOWNHOUSE

Sales History

1
$89,000
2001-10-01
2
$195,000+119%
2020-03-31
BELITA E SMITHEDDY RUBALCABA JR
3
$395,000+103%
2025-04-04
EDDY RUBALCABA JRALINA DIAZ BORGES
4
$395,000
2025-04-22

Tax Assessment History

$178,781
Assessed (2025)
$304,000
Market Value
$128,059
Taxable Value
$2,607
Annual Tax
2024
$173,743
$258,000
2025
$178,781
$304,000
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $178,781 $304,000 $128,059 $2,607
2024 $173,743 $258,000 $123,743 $2,519

About 20828 SW 103 PL, Cutler Bay, FL 33189

20828 SW 103 PL, Cutler Bay, FL 33189 is a 2-bedroom, 1-bathroom residential - total value : townhouse built in 1981 with 1,015 square feet of living space on a 3,920 square foot lot. The property is currently owned by ALINA DIAZ BORGES, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2025-04-22 for $395,000. There are 4 recorded sales for this property. The 2025 assessed value is $178,781 with a market value of $304,000.

The assessed value increased 3% from $173,743 in 2024. The property has the following tax exemptions: homestead. The median household income in this area is $46,283, and the median home value is $297,300.

The population density is 7,403 people per square mile. There are active mortgage liens totaling $370,806 recorded against this property. 20828 SW 103 PL, Cutler Bay, FL 33189 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2001 to 2025, with 4 recorded transactions in the public record. The current assessed value represents 45% of the most recent sale price.

This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase. Based on the most recent sale, this property traded at $389 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

ALINA DIAZ BORGES
20828 SW 103 PL, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$2,187 — $4,018
Flood $400 — $800
Property/Wind $1,787 — $3,218

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$46,283
Median Home Value$297,300
Pop. Density7,403/sq mi

Neighborhood 20828

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
LOW
19
View full risk analysis →

Mortgages

ACTIVE
$375,250
~$370,806 bal.
ROCKET MORTGAGE LLC · 2025-04-22
Est. Total Balance $370,806
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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