20230 SW 103 AVE, Cutler Bay, FL 33189

Parcel: 3660080100010 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$322,810

Property Details

Beds
3
Baths
2
Living Sqft
1,104
Year Built
1964
Lot Sqft
9,355
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$173,000
2015-01-25
LILLIAN NAPPIER MATEO R FERNANDEZ

Tax Assessment History

$322,810
Assessed (2025)
$393,755
Market Value
$322,810
Taxable Value
$6,572
Annual Tax
2024
$293,464
$393,785
2025
$322,810
$393,755
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $322,810 $393,755 $322,810 $6,572
2024 $293,464 $393,785 $293,464 $5,975

About 20230 SW 103 AVE, Cutler Bay, FL 33189

20230 SW 103 AVE, Cutler Bay, FL 33189 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1964 with 1,104 square feet of living space on a 9,355 square foot lot. The property is currently owned by MATEO R FERNANDEZ RAUL FERNANDEZ, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2015-01-25 for $173,000, when LILLIAN NAPPIER sold to MATEO R FERNANDEZ. The 2025 assessed value is $322,810 with a market value of $393,755. This breaks down to $252,825 for the land and $140,930 for the building.

The assessed value increased 10% from $293,464 in 2024. The median household income in this area is $74,883, and the median home value is $392,200. The population density is 5,086 people per square mile.

There are active mortgage liens totaling $10,218 recorded against this property. 20230 SW 103 AVE, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records.

The current assessed value represents 187% of the most recent sale price. This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $157 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

MATEO R FERNANDEZ RAUL FERNANDEZ
20230 SW 103 AVE, CUTLER BAY, FL, 33189-1371
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$4,273 — $7,901
Flood $400 — $800
Property/Wind $3,873 — $7,101

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$74,883
Median Home Value$392,200
Pop. Density5,086/sq mi

Neighborhood 20230

100%
Owner-Occ
0%
Investor
1
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
31
View full risk analysis →

Mortgages

ACTIVE
$11,189
~$10,218 bal.
FEMBI MORTGAGE · 2022-03-22
Est. Total Balance $10,218
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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