9840 SANTOS DR, Cutler Bay, FL 33189

Parcel: 3660080070820 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$373,746

Property Details

Beds
3
Baths
2
Living Sqft
1,300
Year Built
1959
Lot Sqft
8,800
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
N/Anon-market transfer
1998-11-01
2
$100non-market transfer
2012-11-20
FRANCISCA C FERNANDEZFRANCISCA CARIDAD FERNANDEZ TRS
3
$100non-market transfer
2021-05-17
MARIA CARIDAD FERNANDEZMARIA CARIDAD FERNANDEZ

Tax Assessment History

$373,746
Assessed (2025)
$432,932
Market Value
$323,024
Taxable Value
$6,577
Annual Tax
2024
$363,213
$434,246
2025
$373,746
$432,932
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $373,746 $432,932 $323,024 $6,577
2024 $363,213 $434,246 $313,213 $6,377

About 9840 SANTOS DR, Cutler Bay, FL 33189

9840 SANTOS DR, Cutler Bay, FL 33189 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1959 with 1,300 square feet of living space on a 8,800 square foot lot. The property is currently owned by MARIA CARIDAD FERNANDEZ, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2021-05-17 for $100, when MARIA CARIDAD FERNANDEZ sold to MARIA CARIDAD FERNANDEZ. There are 3 recorded sales for this property. The 2025 assessed value is $373,746 with a market value of $432,932.

This breaks down to $255,750 for the land and $177,182 for the building. The assessed value increased 3% from $363,213 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $76,722, and the median home value is $410,100.

The population density is 7,642 people per square mile. 9840 SANTOS DR, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 1998 to 2021, with 3 recorded transactions in the public record..

Current Owner

MARIA CARIDAD FERNANDEZ
9840 SANTOS DRIVE, MIAMI, FL, 33189
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$4,884 — $9,022
Flood $400 — $800
Property/Wind $4,484 — $8,222

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,722
Median Home Value$410,100
Pop. Density7,642/sq mi

Neighborhood 33189

59%
Owner-Occ
41%
Investor
77
Flips (4yr)
1,212
New Biz (3yr)
Distress Risk
MODERATE
31
View full risk analysis →
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