21125 BLUEWATER RD, Cutler Bay, FL 33189

Parcel: 3660080070620 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$215,100

Property Details

Beds
3
Baths
2
Living Sqft
1,929
Year Built
1959
Lot Sqft
9,119
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$84,500
2000-05-01
2
$107,400+27%
2012-10-26
JULIA GATTORNOFEDERAL NATIONAL MORTGAGE ASSN
3
$165,000+54%
2014-07-21
FEDERAL NATIONAL MORTGAGE ASSNEDUARDO F MELENDEZ

Tax Assessment History

$215,100
Assessed (2025)
$496,778
Market Value
$164,378
Taxable Value
$3,347
Annual Tax
2024
$209,038
$497,550
2025
$215,100
$496,778
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $215,100 $496,778 $164,378 $3,347
2024 $209,038 $497,550 $159,038 $3,238

About 21125 BLUEWATER RD, Cutler Bay, FL 33189

21125 BLUEWATER RD, Cutler Bay, FL 33189 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1959 with 1,929 square feet of living space on a 9,119 square foot lot. The property is currently owned by EDUARDO F MELENDEZ CLARA E LARRAZABA, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2014-07-21 for $165,000, when FEDERAL NATIONAL MORTGAGE ASSN sold to EDUARDO F MELENDEZ. The property has appreciated $57,600 (54%) since the prior sale of $107,400 on 2012-10-26. There are 3 recorded sales for this property.

The 2025 assessed value is $215,100 with a market value of $496,778. This breaks down to $260,535 for the land and $236,243 for the building. The assessed value increased 3% from $209,038 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X.

The median household income in this area is $76,722, and the median home value is $410,100. The population density is 7,642 people per square mile. 21125 BLUEWATER RD, Cutler Bay, FL 33189 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2000 to 2014, with 3 recorded transactions in the public record. The current assessed value represents 130% of the most recent sale price.

This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $86 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

EDUARDO F MELENDEZ CLARA E LARRAZABA
21125 BLUEWATER RD, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$2,981 — $5,532
Flood $400 — $800
Property/Wind $2,581 — $4,732

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,722
Median Home Value$410,100
Pop. Density7,642/sq mi

Neighborhood 21125

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
21
View full risk analysis →
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