9760 MONTEGO BAY DR, Cutler Bay, FL 33189

Parcel: 3660080062850 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$280,195

Property Details

Beds
3
Baths
2
Living Sqft
1,672
Year Built
1956
Lot Sqft
11,550
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$137,000
2013-06-28
DAVID L NOASFEDERAL NATIONAL MORTGAGE ASSN
2
$158,000+15%
2014-02-24
FEDERAL NATIONAL MORTGAGE ASSNDANIEL BERGAMINI
3
$362,500+129%
2020-09-24
DANIEL BERGAMINIMICHAEL PEREZ

Tax Assessment History

$280,195
Assessed (2025)
$494,664
Market Value
$229,473
Taxable Value
$4,672
Annual Tax
2024
$272,299
$496,381
2025
$280,195
$494,664
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $280,195 $494,664 $229,473 $4,672
2024 $272,299 $496,381 $222,299 $4,526

About 9760 MONTEGO BAY DR, Cutler Bay, FL 33189

9760 MONTEGO BAY DR, Cutler Bay, FL 33189 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1956 with 1,672 square feet of living space on a 11,550 square foot lot. The property is currently owned by MICHAEL PEREZ MERCEDES GALERA PEREZ, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2020-09-24 for $362,500, when DANIEL BERGAMINI sold to MICHAEL PEREZ. The property has appreciated $204,500 (129%) since the prior sale of $158,000 on 2014-02-24. There are 3 recorded sales for this property.

The 2025 assessed value is $280,195 with a market value of $494,664. This breaks down to $297,000 for the land and $197,664 for the building. The assessed value increased 3% from $272,299 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X.

The median household income in this area is $76,722, and the median home value is $410,100. The population density is 7,642 people per square mile. 9760 MONTEGO BAY DR, Cutler Bay, FL 33189 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2013 to 2020, with 3 recorded transactions in the public record. The current assessed value represents 77% of the most recent sale price.

Based on the most recent sale, this property traded at $217 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

MICHAEL PEREZ MERCEDES GALERA PEREZ
9760 MONTEGO BAY DR, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$3,762 — $6,964
Flood $400 — $800
Property/Wind $3,362 — $6,164

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,722
Median Home Value$410,100
Pop. Density7,642/sq mi

Neighborhood 33189

59%
Owner-Occ
41%
Investor
77
Flips (4yr)
1,212
New Biz (3yr)
Distress Risk
MODERATE
31
View full risk analysis →
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