9845 MONTEGO BAY DR, Cutler Bay, FL 33189

Parcel: 3660080061710 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$111,319

Property Details

Beds
3
Baths
1
Living Sqft
1,476
Year Built
1956
Lot Sqft
8,313
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$26,500
1973-05-01
2
$31,800+20%
1975-05-01
3
$33,500+5%
1979-04-01

Tax Assessment History

$111,319
Assessed (2025)
$396,885
Market Value
$60,597
Taxable Value
$1,234
Annual Tax
2024
$108,182
$398,098
2025
$111,319
$396,885
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $111,319 $396,885 $60,597 $1,234
2024 $108,182 $398,098 $58,182 $1,185

About 9845 MONTEGO BAY DR, Cutler Bay, FL 33189

9845 MONTEGO BAY DR, Cutler Bay, FL 33189 is a 3-bedroom, 1-bathroom residential - single family : 1 unit built in 1956 with 1,476 square feet of living space on a 8,313 square foot lot. The property is currently owned by ELIZABETH ANN COMPTON, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 1979-04-01 for $33,500. The property has appreciated $1,700 (5%) since the prior sale of $31,800 on 1975-05-01. There are 3 recorded sales for this property.

The 2025 assessed value is $111,319 with a market value of $396,885. This breaks down to $248,445 for the land and $148,440 for the building. The assessed value increased 3% from $108,182 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X.

The median household income in this area is $76,722, and the median home value is $410,100. The population density is 7,642 people per square mile. 9845 MONTEGO BAY DR, Cutler Bay, FL 33189 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1973 to 1979, with 3 recorded transactions in the public record. The current assessed value represents 332% of the most recent sale price.

This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $23 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

ELIZABETH ANN COMPTON
9845 MONTEGO BAY DR, MIAMI, FL, 33189-2345
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$1,900 — $3,800
Flood $400 — $800
Property/Wind $1,500 — $3,000

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,722
Median Home Value$410,100
Pop. Density7,642/sq mi

Neighborhood 33189

59%
Owner-Occ
41%
Investor
77
Flips (4yr)
1,212
New Biz (3yr)
Distress Risk
MODERATE
31
View full risk analysis →
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